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IDFC Mayura vs IDFC Ashva vs Axis Atlas vs Amex Plat Travel vs HSBC Travel One vs HDFC Marriott Bonvoy (Travel Cards Comparision)

TF Folks,

With recent changes & Revaluation with IDFC Mayura and IDFC Ashva for travel related bookings, this thread is related to comparison between Mid Range to Premium travel category cards.

IDFC Mayura vs IDFC Ashva vs Axis Atlas vs Amex Plat Travel vs HSBC Travel One vs HDFC Marriott Bonvoy

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Joining Fees & Joining Benefits:


IDFC MayuraIDFC ASHVA Axis AtlasAmex Plat TravelHSBC Travel OneHDFC Marriott Bonvoy
Joining Fees5999 + GST2999 + GST5000 + GST5000 + GST4999 + GST3000 + GST
Joining Benefits₹4,000 (4 X 1000) on Making 4 Transactions of ₹1,000 or More₹2,000 Cashback on Making Four Transactions of ₹500 or Above2,500 Edge Miles on making 1 transaction within 30 days of card issuance10,000 Membership Rewards Points₹1,000 Cashback, PostCard Voucher Worth ₹3,000, and 3 Month EazyDiner Membership on Spending ₹10,000 Within 30 Days of Card Issuance. Additional 3,000 Points on Spending ₹1 Lakh Within 90 DaysFree Night Award Valid for One Year (Capped at 15000 MR Points) at Marriott Hotels. Silver Elite Status in the Marriott Bonvoy Program
RemarksApplications are on Hold as on 06-06-2025

Base Reward Rate & Accelerated Reward Rate & Full Comparision:

IDFC MayuraIDFC ASHVA Axis AtlasAmex Plat TravelHSBC Travel OneHDFC Marriott Bonvoy
Base Reward Rate10X Reward Points/₹150 on Incremental Spends Above ₹20,000 Per Statement Cycle. 5X Reward Points/₹150 on Spends Upto ₹20,000. 3X RPs Are Also Awarded for Rent, Wallet Load, Education, and Government Transactions10X Reward Points/₹150 on Incremental Spends Above ₹20,000 Per Statement Cycle. 5X Reward Points/₹150 on Spends Upto ₹20,000. 3X RPs Are Also Awarded for Rent, Wallet Load, Education, and Government Transactions2 Edge Miles for every Rs. 100 spent on all eligible transactions1 Membership Rewards Points/₹50 spent4 Reward Points/₹100 for Flights, Travel Platforms, and International Spends (~4%). 2 Reward Points/₹100 for All Other Eligible Spends (~2%)8 Marriott Bonvoy Points/₹150 for Spends at Marriott Hotels, 4 Marriott Bonvoy Points/₹150 for Travel, Dining, and Entertainment, and 2 Marriott Bonvoy Points/₹150 for Other Spends
Accelerated Reward Rate or Travel PortalEarn 30 bonus points/₹150 on flight bookings and 50 bonus points/₹150 on hotel bookings.Earn 30 bonus points/₹150 on flight bookings and 50 bonus points/₹150 on hotel bookings.5 Edge Miles for every Rs. 100 spent on travel spends, on direct Hotels, Airlines websites and TRAVEL EDGE Portal3X MR points on Amex GyftrNANA
Reward Point Value1 Point = 0.25 (Vouchers)
1 Point = 0.5 (IDFC Travel Booking )
1 Point = 0.25 (Vouchers)
1 Point = 0.4 (IDFC Travel Booking )
Depends on Axis Transfer PartnersDepends on Amex Transfer Partners4% for Travel Spends & 2% elsewhereBest for Marriott Transfer Only (1 Point = Rs. 1)
Accelerated Reward Points Capping25000 Per Month15000 Per MonthTransfer Capping (Group A & Group B)NANANA
Maximum Spends for Capping125000 for Flights, 75000 for Hotels75000 for Flights, 45000 for HotelsNANANANA
Maximum Points Redemption150000 Poins Per Month & 300000 Points Per Year100000 Poins Per Month & 200000 Points Per Year30000 for Group A Partners & 120000 for Group B PartnersNANANA
Movie BOGO & DiningBOGO upto 500 twice a month on BMS

Effective 1 July 2025, BMS is replaced by District by Zomato
BOGO upto 400 twice a month on BMS

Effective 1 July 2025, BMS is replaced by District by Zomato
Upto 25% Discount capped at 800 per transaction on minimum bill value of 2000 in Eazy Diner20% Dining Discount on Select RestaurantsSome Offers on Zomato for Dining and Movie, Access to some HSBC Exclusive Pre SalesAccelrated Reward points upto 4 MB Points on Spends
Airport Lounge Access4 Visits Each to Domestic and International Lounges Capped at 4/ QTR with 1 Guest access per quarter to Domestic Lounges (Rs. 20000 Spend requirement in previous month)4 Visits to Domestic and 2 Visits to International Lounges per quarter(Rs. 20000 Spend requirement in previous month)Silver Tier: 8 Domestic, 4 International
Gold Tier: 12 Domestic, 6 International
Platinum Tier: 18 Domestic, 12 International

All are calculated per year.
Only Domestic Lounge Acess (Capped at 2/Qtr)6 Domestic Lounge Access & 4 International Lounge Access per Year12 Domestic & 12 International Lounge Access Per Year
Railway Lounge Access4 Visits per Quarter (Rs. 20000 spends Required)4 Visits per Quarter (Rs. 20000 spends Required)NANANANA
Golf2 Golf Rounds/ Gold Lessons per month (Rs. 20000 Spends Required)2 Golf Rounds/ Gold Lessons per month (Rs. 20000 Spends Required)NANA4 Gold Rounds & 12 Golf Lessons Each Year2 Complimentary Golf Access & 2 Golf Lessons per quarter
Fuel Surcharge Waiver1% Surcharge Waiver upto 300 per cycle (Txns from 200 to 5000)1% Surcharge Waiver upto 300 per cycle (Txns from 200 to 5000)1% Surcharge Waiver upto 400 per cycle (Txns from 400 to 4000)Surcharge Waiver at HPCL outlets upto 5000 per transaction, 1% Charge for Txns exceeding 5000 per txn1% Waiver upto 250 per month1% fuel surcharge on txns 400 to 5000
Issued NetworksMaster Card, Metal FormVisa Infinite, Semi Metal FormVisa Signature, PVCAmex, PVCMastercard, PVCDiners Network, PVC
Forex Markup0%1% + GST3.5% + GST3.5% + GST3.5% + GST3.5% + GST
Sweet Spot & Value EnhancementIncremental Spends beyond 20000 per month unlocks the full potential of the card and will be helpful for redemption on Non Branded Hotel RedemptionsIncremental Spends beyond 20000 per month unlocks the full potential of the card and will be helpful for redemption on Non Branded Hotel RedemptionsMinimum Gold Tier (Spends on 7.5L in a Year)Spending 4L Annual for Milestone BenefitsNAJust take it for 1N free stay and No Nonsense Lounge Access
Max & Best Reward RateUpto 20% on Hotel Bookings - 20000 Spends in Months ConsideredUpto 16% on Hotel Bookings - 20000 Spends in Months ConsideredUpto 18% (Accor Considered)Upto 15% including Accelrated & Milestones MR Value (1MR = Rs. 1)Upto 7-8% (Accor Considered, No Capping)Upto 9% till 9L Spends (Considering 1MR=Rs.1)
Overall Rating4 / 54 / 54.5 / 54.5 /5 3.5 / 53.5 / 5


One can consider either Ashva or Mayura if they don't have any travel centric cards (Atlas or Amex Plat Travel etcc) or more super premium cards (Olympus, Axis M4B, HDFC Infinia, HDFC DCBM, ICICI Times Black or ICICI EPM) as they offer decent value for Flights & Hotels. Because Ashva and Mayura offers value proposition in redeeming points for Non branded chains across India or Overseas.

Sources: Multiple sources include Official Bank Websites, Image Source: Card Expert)
 
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