IDFC First Wealth account Non-Maintainence of AMB

[Himanshuch]

What area is your branch in?

Hi. New Delhi.

 

[Strange]

Why not? Have you been told by someone that under family banking 10k A/c or any other A/cs is restricted? In other words, specified/particular A/cs can only be grouped under family banking.

If primary account is 25k variant and family member's account is 10k variant then can it be grouped in Family Banking?

 

[Strange]

If primary account is 25k variant and family member's account is 10k variant then can it be grouped in Family Banking?

@Anindya98 ? ..

 

[Anindya98]

@Anindya98 ? ..

Yes, the variant doesn't matter.

 

[Moulidharan]

I have received a mail like this . I don't know whether there is pre existing query regarding this . Has anyone received this or is this new ? Do i need to worry as I won't be maintaing this balance ?

 

[manideep77]

Recently started Family banking group with my wealth account with the help of my RM, he said once upgraded they will not downgrade account even with non maintenance of MAB

 

[Moulidharan]

Recently started Family banking group with my wealth account with the help of my RM, he said once upgraded they will not downgrade account even with non maintenance of MAB

Thank you .I just got worried as I have received this mail suddenly

 

[VasukiVasuki is verified member.]

Recently started Family banking group with my wealth account with the help of my RM, he said once upgraded they will not downgrade account even with non maintenance of MAB

Till now no one got downgraded but everything has first time but let's be positive it lasts long

 

[manideep77]

Till now no one got downgraded but everything has first time but let's be positive it lasts long

Yes and maybe in future they can update the terms

 

[CreditCardFino]

I have 0 MAB if I maintain 10L and in future withdraw funds will it be 0 MAB or 25k MAB?

 

[Sudip]

seems downgrading will soon start, received mail from IDFC on maintaining AMB.

 

[CreditCardFino]

seems downgrading will soon start, received mail from IDFC on maintaining AMB.

Those are auto emails received from long time some users say.

 

[Moulidharan]

seems downgrading will soon start, received mail from IDFC on maintaining AMB.

I too received in all my family members account

 

[ashu99924]

I too received in all my family members account

What you did about it? I too receive email today in one of the account.

 

[mojo_jojo123]

for idfc select salary account is linked to family members .. then does family members account becomes 0 balance or base variant 10k or 25k MAB ? .. salary account is 0 balance right .. no need to maintain MAB ..

 

[Anindya98]

for idfc select salary account is linked to family members .. then does family members account becomes 0 balance or base variant 10k or 25k MAB ? .. salary account is 0 balance right .. no need to maintain MAB ..

Yes, 0 Balance after linking with family banking.