TBH, this is an appreciation post for IDFC First's social media team.
As we all know, there is a fellow member jisne tehalka macha diya tha by requesting a reduction in CL to mere 1000 and then 100.
(If you are not following that, here is the link - https://www.technofino.in/community/threads/im-the-first-person-in-india-to-get-a-credit-card-limit-of-₹1000.42040/)
Anyway, in that thread, I also made a comment on how I am salty with IDFC because they refused to upgrade my Card variant. I made it in this comment.
Yesterday evening, from their team, Senior executive, Sobha called me and mentioned about the comment and raised a request. I was skeptical if they were legit or not that time or I was scammed by someone pretending to be from bank, but I could see the SR in app, so it was legit.
Anyway, she proceeded to confirm address, salary, etc and raised a request. Asked to wait 5-7 days for the issue to be resolved and the new card to be dispatched.
Today, I got message that the SR is marked as completed and checked in my app. It was upgraded. Sobha even called me back confirming that the card has been upgraded and asking to set the pin through app and informing it will be dispatched within 3 business days.
Seriously, I was trying for so long and unexpectedly got it through TFC, without even asking the bank this time.
Nice.
As we all know, there is a fellow member jisne tehalka macha diya tha by requesting a reduction in CL to mere 1000 and then 100.
(If you are not following that, here is the link - https://www.technofino.in/community/threads/im-the-first-person-in-india-to-get-a-credit-card-limit-of-₹1000.42040/)
Anyway, in that thread, I also made a comment on how I am salty with IDFC because they refused to upgrade my Card variant. I made it in this comment.
I have been trying for just a 5K CLE on my IDFC Card for years and they are not doing it. So, I can understand the fruestration of the OP.
Backstory.
I hold an IDFC First Select CC with a CL of 4.95 Lacs, I have been wanting to get IDFC First Wealth CC (I already hold Wealth SB with TRV of 10L+). But Despite multiple attempts over the last year, they have not given a CLE of just 5K. Because floor limit of Wealth is 5L, once I have a CL of 5, I can request for a variant upgrade.
It is frustrating.
Backstory.
I hold an IDFC First Select CC with a CL of 4.95 Lacs, I have been wanting to get IDFC First Wealth CC (I already hold Wealth SB with TRV of 10L+). But Despite multiple attempts over the last year, they have not given a CLE of just 5K. Because floor limit of Wealth is 5L, once I have a CL of 5, I can request for a variant upgrade.
It is frustrating.
Yesterday evening, from their team, Senior executive, Sobha called me and mentioned about the comment and raised a request. I was skeptical if they were legit or not that time or I was scammed by someone pretending to be from bank, but I could see the SR in app, so it was legit.
Anyway, she proceeded to confirm address, salary, etc and raised a request. Asked to wait 5-7 days for the issue to be resolved and the new card to be dispatched.
Today, I got message that the SR is marked as completed and checked in my app. It was upgraded. Sobha even called me back confirming that the card has been upgraded and asking to set the pin through app and informing it will be dispatched within 3 business days.
Seriously, I was trying for so long and unexpectedly got it through TFC, without even asking the bank this time.
Nice.

Last edited: