IDFC First Private advantage

[maynigam]

Hey guys
Currently holding a Wealth account for about 6 months but my balance is above the Private account criteria. It will remain in this range for another month or so.
Is there any significant advantage in asking my RM to convert to Private banking? Do they downgrade back to Wealth if 50L is not maintained?
Basically, is it worth the hassle?

Thanks in advance!

 

[shu_sha_]

No harm in going for Private banking
And IDFC will not easily downgrade the banking program

 

[Nickname9121]

Hey guys
Currently holding a Wealth account for about 6 months but my balance is above the Private account criteria. It will remain in this range for another month or so.
Is there any significant advantage in asking my RM to convert to Private banking? Do they downgrade back to Wealth if 50L is not maintained?
Basically, is it worth the hassle?

Thanks in advance!

@shu_sha_ @maynigam I am trying for the private .. having balance of > 1Cr since few months. But IDFC existing RM does not help. Please let me know if you have any contacts. Thanks so much in advance.

 

[shu_sha_]

@shu_sha_ @maynigam I am trying for the private .. having balance of > 1Cr since few months. But IDFC existing RM does not help. Please let me know if you have any contacts. Thanks so much in advance.

Get your RM changed if he is not helping

Talk to BM on this and threat him will close the account or shift the account to another branch.

If that didn't budge him drop an email to pno desk mention them trv wise I qualifies for Private banking but branch is not helpful in the upgrade.

 

[NikhilG]

so i took the pledge and opened a 10k amb savings account online. If it's decent i would be parking liquid funds here. I'm rbl insignia member, I see some roi advantages in idfc. Any other advantages with IDFC first?
Forgot to mention the vkyc employees are so lazy, ladies saying they can't hear me and disconnected.
Maybe my bad, i didn't have a good hair day today. Maybe fresh head wash and blow dry before vkyc in future 😂

 

[NikhilG]

@shu_sha_ @maynigam I am trying for the private .. having balance of > 1Cr since few months. But IDFC existing RM does not help. Please let me know if you have any contacts. Thanks so much in advance.

Isn't the aqb required 50 lacs for private?

 

[NikhilG]

Get your RM changed if he is not helping

Talk to BM on this and threat him will close the account or shift the account to another branch.

If that didn't budge him drop an email to pno desk mention them trv wise I qualifies for Private banking but branch is not helpful in the upgrade.

I don't even have a rm, i opened account with 10k and I'm reaching out to them to talk to me before i could park 50 lacs but they don't care or respond. BM not answering calls and reverting. Other employees say they don't have internet working in branch. I'm very scared, what should I do?

 

[hender]

I don't even have a rm, i opened account with 10k and I'm reaching out to them to talk to me before i could park 50 lacs but they don't care or respond. BM not answering calls and reverting. Other employees say they don't have internet working in branch. I'm very scared, what should I do?

Don't be.
Only 10k is with them now, sleep 😴 peacefully.

 

[NikhilG]

Don't be.
Only 10k is with them now, sleep 😴 peacefully.

I mean I'm concerned because I want to transfer 50 lacs, thinking what should I do?

 

[hender]

I mean I'm concerned because I want to transfer 50 lacs, thinking what should I do?

That's why am saying...
50 Lakhs is really BIG amount.
Peace of mind is really important.

 

[shu_sha_]

Don't be.
Only 10k is with them now, sleep 😴 peacefully.

Bhai use private banking open karna hai aur tum kya he bata rahe ho 🤣

 

[shu_sha_]

I don't even have a rm, i opened account with 10k and I'm reaching out to them to talk to me before i could park 50 lacs but they don't care or respond. BM not answering calls and reverting. Other employees say they don't have internet working in branch. I'm very scared, what should I do?

Close your existing account, go to a new branch thode posh area me dekho 😉
Sidha jao BM ke cabin me aur bolo mujhe Private account open karna hai with 50L IP wo khushi khushi open karega sath me chai nashta bhi karayega.

Agar phir bhi nahi ho raha hai to batana mai mera RM se bat karke kuch arrange karwata hu tumhare location pe😀

 

[hender]

Bhai use private banking open karna hai aur tum kya he bata rahe ho 🤣

Solution for not being SCARED