IDFC First Bank Launched its Debit Card Reward System

[Sobirvs]

Alright, it was nice knowing all of you folks. Twas nice till it lasted lol.

 

[Gau₹av]

Besides the greatly expanded list of excluded MCCs now which exceed even RBL and IndusInd, IDFC is quick to block any new app. MobilePe is also blocked for RuPay debit card payments

Makes me feel they could have just reduced the reward rate or put a capping instead of so many MCC exclusions

Feels like game over

 

[SpidySpider]

Alright, it was nice knowing all of you folks. Twas nice till it lasted lol.

 

[HatakeKakashi]

Besides the greatly expanded list of excluded MCCs now which exceed even RBL and IndusInd, IDFC is quick to block any new app. MobilePe is also blocked for RuPay debit card payments

Makes me feel they could have just reduced the reward rate or put a capping instead of so many MCC exclusions

Feels like game over

May be cos the average customer does not max out the limits by spending on these specific MCCs, like us CC Geeks?...

 

[Sobirvs]

May be cos the average customer does not max out the limits by spending on these specific MCCs, like us CC Geeks?...

 

[newmakerhere]

Posting the latest list here

View attachment 108281

Also reward points will activate after 30 days for redemption which is now 14 days

 

[AllThatStuff]

Also reward points will activate after 30 days for redemption which is now 14 days

I guess till then there will be no points to redeem!! 🤣

 

[runzone]

Posting the latest list here

View attachment 108281

When did this notification come?

 

[NikhilG]

Do we get rp for tax payments on idfc dc?

 

[HumorSimpson]

Do we get rp for tax payments on idfc dc?

yes. Atleast till sept 15 , 2025

 

[NikhilG]

yes. Atleast till sept 15 , 2025

Okay what to use ? Rupay or Visa and which payment gateway to use? Do they charge any convenience fee?

 

[HumorSimpson]

Okay what to use ? Rupay or Visa and which payment gateway to use? Do they charge any convenience fee?

1. I did with visa .
2. kotak.
3. Don't remember paying any extra fee.
I have done it long back, so things might have changed. Suggest you to do small txn and confirm.

 

[Pinank3737]

DM me, and I will share the process. Just to prevent the misuse.

Hi Anindya
My reward portal idfc has blocked. How can I get it unblocked? Don't want to go the branch manager. I have mailed them but they are taking their own time to reply.

 

[RichieRich]

Hi Anindya
My reward portal idfc has blocked. How can I get it unblocked? Don't want to go the branch manager. I have mailed them but they are taking their own time to reply.

Why blocked ? What happened ? Points jyada redeem kiye kya ?

 

[456]

Why blocked ? What happened ? Points jyada redeem kiye kya ?

+ 1 .

 

[456]

Aisa phele kisike saat block ho chuka hai kiya?
mai phelibar shuna

 

[RichieRich]

Aisa phele kisike saat block ho chuka hai kiya?
mai phelibar shuna

Idfc has a history of blocking accounts & rewards portal