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IDFC First Bank Credit Cards Devalued - All IDFC First Credit Cards Are Affected

Vasuki

TF Pioneer
Contributor
RML Group
VIP Lounge
Ab mei IDFC ko thoda pareshan karoonga.

They were sending whatsapp message for zero balance account every 15 days, but i didn't apply as there's no need for me.

Now I'll apply, at least thoda kaam tau badhau unka.
I bamboozled them today
 
3x for Rs.150? It was Rs.100 before.
3x 6x 10x changed to 1x 3x 10x. Crazy.
Now, the card is only good for BOGO movie tickets.
Sad. 😭
 

hedgehog2122

TF Premier
I think PSU bank credit cards are still better, these guys dont do so much aggressive devaluation. IDFC seems out of the game, will just keep it for bank specific offers.
Next targets are surely premium cards which offers unlimited lounges etc.
 

bigbyte

TF Ace
VIP Lounge
I think PSU bank credit cards are still better, these guys dont do so much aggressive devaluation. IDFC seems out of the game, will just keep it for bank specific offers.
Next targets are surely premium cards which offers unlimited lounges etc.
India is a country of jugaads. Tum daal daal hum paat paat.
Koi na koi upaay nikaal hee lengei.
 

Zacobite

TF Ace
VIP Lounge
I think PSU bank credit cards are still better, these guys dont do so much aggressive devaluation. IDFC seems out of the game, will just keep it for bank specific offers.
Next targets are surely premium cards which offers unlimited lounges etc.
the reward rate is almost like UPI card reward now..
 

hedgehog2122

TF Premier
So basically the trend now will be, apply any newly launched card, use the benefits for 6-12 months and close the card.

Going forward average age of credit card account will definately go down.
 

Zacobite

TF Ace
VIP Lounge
So basically the trend now will be, apply any newly launched cards the benefits for 6-12 months and close the card.

Going forward average age of credit card account will definately go down.
yes 1-2 main cards 2-3 churn cards..use and throw
 
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