IDFC Downgrade Email

[hungryPanda]

50 lakh for private with new account
Could be even your 2nd.

Wealth is 10 lakh any day

Could be even your 2nd means opening another savings account by same person?

 

[VasukiVasuki is verified member.]

Could be even your 2nd means opening another savings account by same person?

Y e s .

 

[runzone]

Y e s .

So both the accs can be part of same family group?

 

[VasukiVasuki is verified member.]

So both the accs can be part of same family group?

I have two accounts on my name

Family group mother brother

 

[NikhilG]

Could be even your 2nd means opening another savings account by same person?

For private they are saying 1cr

 

[VasukiVasuki is verified member.]

For private they are saying 1cr

Kha rehte ho bro

 

[NikhilG]

Kha rehte ho bro

Delhi se hai ..

 

[VasukiVasuki is verified member.]

Delhi se hai ..

Dm me contact deta hu

50 lakh k sath u can do

Nhi kiya toh reputation meri jyegi in front of rm

Because I connected some said delhi se hu then said banglore m hu abhi

 

[desiviru]

Delhi se hai ..

App Delhi se nahi hai. Delhi se hotey tohh Virat Kohli ki end line jarur likhtey. Delhi se hu b*

 

[hender]

App Delhi se nahi hai. Delhi se hotey tohh Virat Kohli ki end line jarur likhtey. Delhi se hu b*

End line se pata chal ra ki " aap delhi se hi ho 😉"

 

[dvader]

IDFC is trying to pull off stunts way beyond it's competence.

This is one off way for them to try and see if people deposit money out of fear of loosing the account tier, time and again banks try to pull this off only to scare the customers away.

 

[NikhilG]

App Delhi se nahi hai. Delhi se hotey tohh Virat Kohli ki end line jarur likhtey. Delhi se hu b*

Aap dhyan se dekho maine kya likha tha, vo 2 dots bhi dekho 🙂

 

[desiviru]

IDFC is trying to pull off stunts way beyond it's competence.

This is one off way for them to try and see if people deposit money out of fear of loosing the account tier, time and again banks try to pull this off only to scare the customers away.

But it's not like what you think. BMs and RMs are under pressure too and higher authorities threaten them with outsters if they fail to push customer to keep funds. You think banks never reviews these accounts and never come to know how people aren't maintaining funds but enjoying perks? Should they provide benefits of so and so acc. and don't balance that with availability of credit balance in such accounts?

The reason behind banks come up with such banking program is they always look to get customer funds at lowest possible interest rates and 3L savings balance or 5L savings balance or 10L balance acc. are such examples or they look for FDs with higher amounts by customer so that they have funds available for their operations for longer periods.

Banks have critieria and BMs, RMs have to ensure that such criteria with accounts are met. With AI, these accounts with non-maintenance can be identified easily. Branch can't help customers with non-maintenance for longer period.

A customer will always want to use loopholes but we should never expect that these loopholes will be there forever.

Like I said in past regarding CCs, if banks follow RBI policies on issuing credit card 75% of CC holders will India will lose their eligibilty. Same with special category accounts. If you are allowed something for sometime, it is not a thumb rule that you will be able to continue same way forever. 🙂

 

[NikhilG]

Dm me contact deta hu

50 lakh k sath u can do

Nhi kiya toh reputation meri jyegi in front of rm

Because I connected some said delhi se hu then said banglore m hu abhi

Offcourse dm me, after this repo rate cut I'm desperately waiting to move funds

 

[Krishna Kumar]

anyone got their account downgraded this month?!

Anyone??!!! .. ..