IDFC Debit Card Devalued -
*Please note: The transaction categories are identified through Merchant Category Codes (MCC), defined by the network, e.g. Visa, MasterCard and RuPay.
Merchant Categories | Merchant Codes |
Insurance Sales and Underwriting | 6300 |
Financial Institutions – Merchandise & Services | 6012 |
Security Brokers / Dealers | 6211 |
Quasi Cash | 6051 |
Wallet Upload | 6540 |
All Unrecognized Debit Card MCC Example: 5413 | 5413 |
Government Services – Not Elsewhere Classified (w.e.f 15th Sept 2025) | 9399 |
Telecommunication Services (w.e.f 1st Oct 2025) | 4814 |
Utilities–Electric, Gas, Heating Oil, Sanitary, Water (w.e.f 1st Oct 2025) | 4900 |
Clock, Jewellery, Watch and Silverware Stores (w.e.f 1st Oct 2025) | 5944 |
Direct Marketing Insurance Services (w.e.f 1st Oct 2025) | 5960 |
Rent payments (w.e.f 1st Oct 2025) | 6513 |
Consumer Credit Reporting Agencies (w.e.f 1st Oct 2025) | 7321 |
*Please note: The transaction categories are identified through Merchant Category Codes (MCC), defined by the network, e.g. Visa, MasterCard and RuPay.