IDFC Bank INSTA RuPay UPI Credit Card is Live now | 100% CB upto Rs 200 Cashback

[Abhishek012]

IDFC Bank INSTA RuPay UPI Credit Card is Live now | 100% CB upto Rs 200 Cashback

IDFC APP > click on credit card > Scroll Down > You'll find option "Get Your First InstaUpi Card"

Fee: 199+Gst

Offer: 100% Cashback upto Rs 200 I.E. 50 Cashback Each On First 4 UPI Transaction In 15 Days



Reward rate -

 

[P B R G]

Can the add on Card holder apply for this card?

 

[hks789]

Can the add on Card holder apply for this card?

Nope. It is mentioned in the description and tnc

 

[BeingIncog]

How does this card gets reported on CICs? Does this work like ICICI gemstone cards? Single statement and paying anyone of cc will adjusted?

 

[GodFather]

Just a small question... Will rupay card earn same rewards as a normal card on any online transaction (not UPI transaction)

 

[Abhishek012]

Just a small question... Will rupay card earn same rewards as a normal card on any online transaction (not UPI transaction)

If same variant visa/mastercard CC available then yes. visa/mastercard/RuPay same variant credit card same reward points.

Note - IDFC Bank INSTA RuPay UPI Credit Card is different card dnt compare with your primary IDFC visa/mastercard CC.

 

[GodFather]

If same variant visa/mastercard CC available then yes. visa/mastercard/RuPay same variant credit card same reward points.

Note - IDFC Bank INSTA RuPay UPI Credit Card is different card dnt compare with your primary IDFC visa/mastercard CC.

I have idfc wealth card, now if generate a virtual card, use it on irctc to make tickets, will I get 6x points as I get on my visa wealth card ? And 10x points on spends above 30k???

 

[ccdc]

does anyone know the per transaction/per day limit for idfc bank rupay card...it's been 2-3 days after card addition in gpay...but i'm unable to make payments above 2k to anyone....sometimes even 2k fails...

 

[BeingIncog]

does anyone know the per transaction/per day limit for idfc bank rupay card...it's been 2-3 days after card addition in gpay...but i'm unable to make payments above 2k to anyone....sometimes even 2k fails...

Regenerate pin, make 1-2 trxn after that of AMT 100 or so. And try bigger trxn amt after 12 hrs.

 

[Abhishek012]

I have idfc wealth card, now if generate a virtual card, use it on irctc to make tickets, will I get 6x points as I get on my visa wealth card ? And 10x points on spends above 30k???

No, idfc wealth card and IDFC Bank INSTA RuPay UPI Credit Card both are different card. Different rewards.

However, you will see idfc wealth card name on your IDFC Bank INSTA RuPay UPI Credit Card because IDFC bank will try to fool you.

This is the reward rate you will get on your IDFC virtual RuPay CC -

IDFC bank will launch wealth card on RuPay variant in future and then you will get same reward like your visa/mastercard wealth card (Note - in future means it will take 10 to 20 years time, when govt turn RuPay card into a for profit company, you will see Ultra Premium credit cards on RuPay variant).

 

[BeingIncog]

No, idfc wealth card and IDFC Bank INSTA RuPay UPI Credit Card both are different card. Different rewards.

However, you will see idfc wealth card name on your IDFC Bank INSTA RuPay UPI Credit Card because IDFC bank will try to fool you.

This is the reward rate you will get on your IDFC virtual RuPay CC -

IDFC bank will launch wealth card on RuPay variant in future and then you will get same reward like your visa/mastercard wealth card (Note - in future means it will take 10 to 20 years time, when govt turn RuPay card into a for profit company, you will see Ultra Premium credit cards on RuPay variant).

How does idfc report this digital card on CICs and does it work like ICICI gemstone cards? Paying only one card works?

 

[VISHESH_BANSAL]

Paying only one card works?

Y E S