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ICICI Wealth Management Account Holders Please Share your Experience.

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TheTrickySid

TheTrickySid

TF Legend
VIP Lounge
What's the MAB you guys maintaining in your Wealth management account.

And what's would be the ideal mab to prevent it from getting downgraded.
Or any tips to avoid getting the account downgraded without maintaining mab.
 
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an0nym0us said:
Took a while for RM to respond, Wealth RM now forwarded request to Private Banking Group RM apparently! He will evaluate it.
Click to expand...
That guy just ignored for a while, now said it's 15cr and disregarded the pdf. Probably wasn't interested as he wouldn't earn anything much additional (its all from demat holdings which aren't touched so ICICI doesn't earn much from the accounts😂).
 
an0nym0us said:
That guy just ignored for a while, now said it's 15cr and disregarded the pdf. Probably wasn't interested as he wouldn't earn anything much additional (its all from demat holdings which aren't touched so ICICI doesn't earn much from the accounts😂).
Click to expand...
What's the approximate TRV?
 
cardio_guy said:
Hi, a quick question regarding WM upgrade specifically through salary route:

The website says that for upgrading to WM net monthly salary must be more than 3L.

Haa anyone got it upgraded to WM with less than 3L salary? (Around 2)
Click to expand...
For me they didn't allow upgrade below 3L. New account opening is always possible.
 
I was just checking the Icici site and it seems they do not have the debit card free anymore.

ICICI Bank MasterCard World Debit Card - Apply Online - ICICI Bank Debit Cards

ICICI Bank MasterCard World Debit Card comes with Daily cash withdrawal limit at ATM of Rs 1,00,000 and 2,00,000 while shopping online
www.icicibank.com www.icicibank.com

I don’t believe this seems reasonable anymore. No real benefits at this price.

Also for private banking dc there seems to be certain condition as well. Did you follow this change @Anindya98
 
devsfinance said:
I was just checking the Icici site and it seems they do not have the debit card free anymore.

ICICI Bank MasterCard World Debit Card - Apply Online - ICICI Bank Debit Cards

ICICI Bank MasterCard World Debit Card comes with Daily cash withdrawal limit at ATM of Rs 1,00,000 and 2,00,000 while shopping online
www.icicibank.com www.icicibank.com

I don’t believe this seems reasonable anymore. No real benefits at this price.

Also for private banking dc there seems to be certain condition as well. Did you follow this change @Anindya98
Click to expand...
Did it say "Free for wealth customers" earlier?

I remember seeing the fees before as well.
 
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devsfinance said:
I was just checking the Icici site and it seems they do not have the debit card free anymore.

ICICI Bank MasterCard World Debit Card - Apply Online - ICICI Bank Debit Cards

ICICI Bank MasterCard World Debit Card comes with Daily cash withdrawal limit at ATM of Rs 1,00,000 and 2,00,000 while shopping online
www.icicibank.com www.icicibank.com

I don’t believe this seems reasonable anymore. No real benefits at this price.

Also for private banking dc there seems to be certain condition as well. Did you follow this change @Anindya98
Click to expand...
Damn. Too much for this lounge DC. They used to take 150+ gst before. Time to close it
 
devsfinance said:
I was just checking the Icici site and it seems they do not have the debit card free anymore.

ICICI Bank MasterCard World Debit Card - Apply Online - ICICI Bank Debit Cards

ICICI Bank MasterCard World Debit Card comes with Daily cash withdrawal limit at ATM of Rs 1,00,000 and 2,00,000 while shopping online
www.icicibank.com www.icicibank.com

I don’t believe this seems reasonable anymore. No real benefits at this price.

Also for private banking dc there seems to be certain condition as well. Did you follow this change @Anindya98
Click to expand...
Whats the fee , unable to see.
 
devsfinance said:
I was just checking the Icici site and it seems they do not have the debit card free anymore.

ICICI Bank MasterCard World Debit Card - Apply Online - ICICI Bank Debit Cards

ICICI Bank MasterCard World Debit Card comes with Daily cash withdrawal limit at ATM of Rs 1,00,000 and 2,00,000 while shopping online
www.icicibank.com www.icicibank.com

I don’t believe this seems reasonable anymore. No real benefits at this price.

Also for private banking dc there seems to be certain condition as well. Did you follow this change @Anindya98
Click to expand...
I confirmed with them both my DCs are LTF, and they are not aware of any charges.
 
Last edited:
Maybe if account is downgraded or someone who wants to take this dc on a lower variant (dont know if icici allows) that would be chargeable i guess only
 
See I opened this acct for the sole purpose of it being 0 MAB with 1L IP. Now if they downgrade I'll simply close. In oct'25 it'll be almost 2 yrs. There's not much offering but only helpful thing I found was direct call connect and some charges reversal that's it.
 
theflash said:
See I opened this acct for the sole purpose of it being 0 MAB with 1L IP. Now if they downgrade I'll simply close. In oct'25 it'll be almost 2 yrs. There's not much offering but only helpful thing I found was direct call connect and some charges reversal that's it.
Click to expand...
Direct call connect, that’s the only benefit, since the zero MAB is already activated if your credit card limit is 5L. They migrate my account to privilege banking with zero MAB with a 5L credit limit of the credit card.
 
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