icici shaphire Alumni card declined

[rahee]

I was denied offering alumni credit card of icici shaafire LTF. I have absolutely no clue on why my card is decline. my credits are is very good. can any one guide me on how to go about it

 

[Deleted member 27665]

Your credit card application has been declined because there is no credit card with the name shaphire/shaafire in ICICI credit card portfolio.

 

[sidp]

Only reason could be any adverse comment on cibil or you messing up vkyc.

For me & my friends it was straight forward. Just took a copy of degree & no other proof. After 1 cibil enquiry and few security questions during vkyc, they approved the card.

Call or mail them to ask for reason.

 

[great]

R u sure alumni of A grade college
Your spelling of sapphire proves otherwise
shaphire or shaafire

 

[rahee]

after seeing lot of comments, I feel that too many people just concern about the spelling rather than the intent. ha ha

 

[sidp]

R u sure alumni of A grade college
Your spelling of sapphire proves otherwise
shaphire or shaafire

Shh ... fire

But dude it's not even sapphire. 😋

 

[rahee]

Only reason could be any adverse comment on cibil or you messing up vkyc.

For me & my friends it was straight forward. Just took a copy of degree & no other proof. After 1 cibil enquiry and few security questions during vkyc, they approved the card.

Call or mail them to ask for reason.

yeah I told that I do not have original pan handy and the agent asked me to go with adhaar authentication offline. proprably that would have been the reason.

 

[Deleted member 27665]

after seeing lot of comments, I feel that too many people just concern about the spelling rather than the intent. ha ha

That's why ChatGPT has been invented

 

[sidp]

yeah I told that I do not have original pan handy and the agent asked me to go with adhaar authentication offline. proprably that would have been the reason.

How come your agent completed without original pan card ?

That is the reason. They clearly mention to have original pan card during vkyc.

 

[rahee]

Your credit card application has been declined because there is no credit card with the name shaphire/shaafire in ICICI credit card portfolio.

R u sure alumni of A grade college
Your spelling of sapphire proves otherwise
shaphire or shaafire

bro, by the way don't feel that you are from a premium or a grade college just because your part of the alumni program. I have seen the list. and it feels like meah...😁

 

[Tejo]

yeah I told that I do not have original pan handy and the agent asked me to go with adhaar authentication offline. proprably that would have been the reason.

Vkyc is issue.

Even the agent told on face still you are enquiring here....

Did you atleast done that offline aadhar authentication???

 

[Deleted member 27665]

bro, by the way don't feel that you are from a premium or a grade college just because your part of the alumni program. I have seen the list. and it feels like meah...😁

 

[rahee]

How come your agent completed without original pan card ?

That is the reason. They clearly mention to have original pan card during vkyc.

they send some third party agent to my home and they just did a bio metric verification with out original pan.

 

[rahee]

Vkyc is issue.

Even the agent told on face still you are enquiring here....

Did you atleast done that offline aadhar authentication???

the agent never told me that I cannot get a card without original pan. he very much told me that other offline authentication biometric will do the job. and I did my biometric successfully

 

[Tejo]

the agent never told me that I cannot get a card without original pan. he very much told me that other offline authentication biometric will do the job. and I did my biometric successfully

Mail to cards grievance officer, ask for the rejection reason.

Did u have any recent credit enquiries in the last 3 months ?

 

[sidp]

they send some third party agent to my home and they just did a bio metric verification with out original pan.

Still they need to click a pic of you holding the pan card & one more of pan card separtely.
This is the reason. you should keep it handy. if you have left it at some other place & can't acquire right away, you can get a colour print out and laminate it. That will work also.

 

[rahee]

Mail to cards grievance officer, ask for the rejection reason.

Did u have any recent credit enquiries in the last 3 months ?

I got homeloan enquiry very recently