I have privilege account from 3 years, still it show MAB required as 10K.
-
Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.
ICICI New Savings Account Users MAB Updated - August 1st 2025
- Thread starter Pandu
- Start date
- Replies 189
- Views 7K
iimadarsh
TF Premier
Existing card limit ke base pe maine apna account privilege me upgrade karwaya tha branch se
KGSIPO
TF Premier
Just posted a regular image and it's not a reply to your post. But, you replied to my post. Why are you pointing at me? No need for this.
Ok bro... I am a narcissist and I am a master at manipulation and lies. You win... Happy. Just leave it here and enjoy the win.
jyothisthaliath
TF Premier
Got this in email today 😊 So existing users need not worry
Probably send a mail to ICICI customer care.. they will be able to help you 😜😜
Manishg
TF Premier
Next year before 1 august
Manishg
TF Premier
ICICI is soon going to lose many customers and hence revenue because bank is not run by rich persons. It is run by specially middle class persons.
Also, ICICI don't have any good products except Amazon Pay ICICI card which also gets declined only from 2 years.
Also, they don't want to give credit card to self employed, don't want to open savings account with less than 1 lakh.
No good reason to stay with ICICI and I think rich will also slowly leave the bank and soon The new banks like idfc will conquer these customers due to interest rate.
Soon they are going to change conditions or have to launch very good credit cards.
Otherwise, downfall of ICICI is going to start.
Also, ICICI don't have any good products except Amazon Pay ICICI card which also gets declined only from 2 years.
Also, they don't want to give credit card to self employed, don't want to open savings account with less than 1 lakh.
No good reason to stay with ICICI and I think rich will also slowly leave the bank and soon The new banks like idfc will conquer these customers due to interest rate.
Soon they are going to change conditions or have to launch very good credit cards.
Otherwise, downfall of ICICI is going to start.
yes you are right. I faced this problem last year. I had visited 5-6 branches to open a savings account and all of them told initial funding and minimum balance requirement is 50k to open savings account. I spoke to many BM's but all of them told the same thing - ICICI is shifting their focus to premium customers. They are shifting their target segment.
I wanted an easy entry to ICICI and so I opened a 0 MAB salary account. That is the easiest way to get inside ICICI ecosystem without any initial funding or maintianing any balance. After that, even if you salary stops crediting to that account, (atleast till now) they just retain it as salary account without converting or downgrading to normal savings account. People have been using it 0MAB for more than a decade without salary credit.
But maybe due to this recent change, even that could become stricter. If salary doesn't come for 3 months, they can convert to normal savings account.
inevitable ! 🤔
sunit123
TF Legend
Charity begins at home...pls close your icici account and share screenshot...it will motivate others to close their account..
Till now not even a single account is closed by people who are commenting here
May be ICICI wants to go to Premium category of banking like Citibank earlier. It will be a hit or miss scenario based on service improvement that ICICI can deliver with such charges.
If at all anyone want to close an ICICI bank account, it is very easy, takes only 15-30 seconds. Just few clicks.
See my earlier thread here:
Close ICICI bank account through iMobile app; No need of physical forms or branch visit
Many are commenting here i think most of them, if having a savings account relationship, have it with mab as zero. May be under some programs or under credit card limit or previously offered zero balance accounts. So why would they close their account.
Besides most probably it's not affecting existing customers.
And if someone is affected and still compelled to keep it for various reasons there's nothing wrong in it.
You just can't justify the increase on people not closing it.
And as I already informed all the HNI programs don't need to maintain any mab. So premium customers will not maintain anyway.
And if someone maintain 5L in a normal sb account for supporting banks or for no particular reason then many can raise question on that, and you know it's not viable.
The question here is not about closing accounts, Also it's not like that the icici made a crime by increasing mab. Instead It's very natural to increase or decrease mab now and then. Sbi did that multiple times in past. But in limit.
The main question is, what ICICI is providing by increasing the mab to 5X.
Do you really think that icici already was providing 5x better products and services than all the Indian domestic banks and now only after increasing the mab it's justified?
sunit123
TF Legend
Bhai...i have simple rule in life...If i am not happy, i will move on rather cribbing and crying
If someone is not impacted then i am not sure why they are making hue and cry....Its like बेगानी शादी में अब्दुल्ला दीवाना
YouTube creators got a good content with icici so there are 100s of videos on this
They don’t know they’re indirectly helping icici to wider reach haha
As they say in share market , its not the buyer or seller but the broker who makes money. Here too its not the institute or the user but the youtuber who makes money with click bait reels.
Mid man wins always and common man is the victimAs they say in share market , its not the buyer or seller but the broker who makes money. Here too its not the institute or the user but the youtuber who makes money with click bait reels.
Similar threads
