ICICI New Savings Account Users MAB Updated - August 1st 2025

[quino]

people underestimate the power of good PR campaigns.

icici wanted to reach this 15k figure all along. now public will think they've put pressure & won. but ultimately there's still an increase of 50% AMB requirement.

if icici directly had announced 15k, they still would've received the backlash, albeit to a lesser extent & they'll be forced to go back to 10k.

now public is happy with the win & icici is also happy with the end result.

 

[HumorSimpson]

people underestimate PR firms.

icici wanted to reach this 15k figure all along. now public will think they've put pressure & won. but ultimately there's still an increase of 50% AMB requirement.

if icici directly had announced 15k, they still would've received the backlash, albeit to a lesser extent & they'll be forced to go back to 10k.

now public is happy with the win & icici is also happy with the end result.

No . Whitehouse gave press statement that , there can be no two orange clowns forcing icici to roll back.
ref
https://www.technofino.in/community/members/humorsimpson.17801/#profile-post-10134

 

[harsh_ujjwal]

ICICI rolled back it's atrocious MAB criteria. Now it's 15000 for metro, 10000 for urban n 2500 for rural locations.

 

[telescope]

ICICI account has absolutely no USP or edge over other banks. Their product is sh*t, service (especially branch employees) even sh*t tier, and moreover they don't value customers.

They give absolutely no benefit on debit card shopping spends. Fees for every little things. Horrible exchange rates. Credit card reward is a joke. I can go on with the rant, but the thing is icici is not worth the hype it gets.

 

[HumorSimpson]

ICICI account has absolutely no USP or edge over other banks. Their product is sh*t, service (especially branch employees) even sh*t tier, and moreover they don't value customers.

They give absolutely no benefit on debit card shopping spends. Fees for every little things. Horrible exchange rates. Credit card reward is a joke. I can go on with the rant, but the thing is icici is not worth the hype it gets.

Yes. The moment I got a chance to move my salary acc away from icici , i moved and closed it.

 

[tuhin]

ICICI account has absolutely no USP or edge over other banks. Their product is sh*t, service (especially branch employees) even sh*t tier, and moreover they don't value customers.

They give absolutely no benefit on debit card shopping spends. Fees for every little things. Horrible exchange rates. Credit card reward is a joke. I can go on with the rant, but the thing is icici is not worth the hype it gets.

One thing is good in Icici, that is less sales call.

 

[HumorSimpson]

One thing is good in Icici, that is less sales call.

even axis, idfc don't bother me for sales call.

Its only hdfc that literally hounds for ulips etc

 

[tuhin]

even axis, idfc don't bother me for sales call.

Its only hdfc that literally hounds for ulips etc

Hmmm, same thing. I escalated this matter to IDFC CEO now they didn't disturb me 😆

 

[HumorSimpson]

Hmmm, same thing. I escalated this matter to IDFC CEO now they didn't disturb me 😆

HDFC or IDFC ?

for me hdfc hounds
idfc never bothered

 

[tuhin]

HDFC or IDFC ?

for me hdfc hounds
idfc never bothered

IDFC, the most noisy bank followed by INDUSIND 😆

 

[telescope]

IDFC, the most noisy bank followed by INDUSIND 😆

Strange. I have IDFC account since many years and they called me maybe once or twice in all these years.

 

[tuhin]

Strange. I have IDFC account since many years and they called me maybe once or twice in all these years.

God knows why do they prefer me!!! I never maintain good TRV with IDFC too but used to receive multiple calls from them for cross selling. Even I observed, if I use the app frequently then they the calling frequency is increasing. Recently, I escalated these issues to IDFC CEO & they put my phone number on bank's internal dnd list, thankfully number of calls dropped a lot.

 

[tuhin]

Maybe a marketing trick.

Yes definitely. Our Dil Se Open bank raised MAB for all a year back already. 12K

 

[Strange]

ICICI account has absolutely no USP or edge over other banks. Their product is sh*t, service (especially branch employees) even sh*t tier, and moreover they don't value customers.

They give absolutely no benefit on debit card shopping spends. Fees for every little things. Horrible exchange rates. Credit card reward is a joke. I can go on with the rant, but the thing is icici is not worth the hype it gets.

And their level 2 (nodal officer) and level 3 (pno) support is dead.

 

[tuhin]

And their level 2 (nodal officer) and level 3 (pno) support is dead.

Not only ICICI but also other banks specially PSBs don't have practical Lvl 2 or 3 support. I lost 6K through BOB False sales lead for a liability product. I don't know how RBI is exactly operating. Even, Ombudsman is also behaving same like Lvl1 support most of the times. For my case, BOB cheated me & debited 6K. I had enough proof, still they were denying, even I raised this issue with Ombudsman & they echoed the same statement what level1 already informed me. I have almost similar experience with other banks too.

 

[Strange]

Not only ICICI but also other banks specially PSBs don't have practical Lvl 2 or 3 support. I lost 6K through BOB False sales lead for a liability product. I don't know how RBI is exactly operating. Even, Ombudsman is also behaving same like Lvl1 support most of the times. For my case, BOB cheated me & debited 6K. I had enough proof, still they were denying, even I raised this issue with Ombudsman & they echoed the same statement what level1 already informed me. I have almost similar experience with other banks too.

You are right PSU banks don't have level 2 and 3 support but ICICI is a private bank but they behave like PSUs in support.

 

[tuhin]

You are right PSU banks don't have level 2 and 3 support but ICICI is a private bank but they behave like PSUs in support.

Mostly all are same, HDFC/AXIS/KOTAK/INDUSIND etc same

 

[Dr.AMAN]

Poor HDFC has to now "clarify" that they never increased their MAB to 25k in the first place🤣. ICICI really played them dirty this time.

 

[Ash8]

Update -
Limit revised to 15k now

ICICI Bank Withdraws Rs 50,000 Minimum Account Balance Requirement Amid Backlash

The minimum account balance requirement for urban and metro customers has now been revised to Rs 15,000, ICICI Bank said.

www.ndtvprofit.com

Good job making a joke of themselves.

 

[Manishg]

Update -
Limit revised to 15k now

ICICI Bank Withdraws Rs 50,000 Minimum Account Balance Requirement Amid Backlash

The minimum account balance requirement for urban and metro customers has now been revised to Rs 15,000, ICICI Bank said.

www.ndtvprofit.com

Good job making a joke of themselves.

Shares of them also fallen.

Is ICICI opening regular savings account? I have to open only for Amazon Pay credit card because they are declining. Many users suggested to open account and got pre approved offer of platinum card or coral then apply apay then it will be approved.