• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

ICICI credit card shared credit limit confusion

Apply For Lifetime Free IDFC First Credit Card
A

amarnadh98

TF Buzz
Hi guys, I have Amazon pay and Coral rupay ICICI credit cards with a shared limit of 50k. This month I got bill generated of 21k in apay cc and 26k in coral. I paid apay cc bill and when I was trying to do a transaction of 2k through rupay, it's getting declined and saying that the available limit is 1500 only. So can anyone explain the reason why it's showing only 1500 even though I paid bill 3days back and it's even getting reflected in apay cc with dues as 0 as well.
 
Sort by date Sort by votes
ahmedshaikh__

ahmedshaikh__

TF Buzz
amarnadh98 said:
Hi guys, I have Amazon pay and Coral rupay ICICI credit cards with a shared limit of 50k. This month I got bill generated of 21k in apay cc and 26k in coral. I paid apay cc bill and when I was trying to do a transaction of 2k through rupay, it's getting declined and saying that the available limit is 1500 only. So can anyone explain the reason why it's showing only 1500 even though I paid bill 3days back and it's even getting reflected in apay cc with dues as 0 as well.
Click to expand...
Actually it’s not shared limit card u got 2nd one click on that card go to limit section check there how much limit they gave u there
They r giving separate limit for separate card
But in over all it’s shared limit it’s like the 2nd cc u got it’s will have limit less then 20k I had same issue my apc cc was 260k but my coral was 60k later I called them to do coral limit same so they did same 260k I hope u understood
 
Upvote 0 Downvote
A

amarnadh98

TF Buzz
ahmedshaikh__ said:
Actually it’s not shared limit card u got 2nd one click on that card go to limit section check there how much limit they gave u there
They r giving separate limit for separate card
But in over all it’s shared limit it’s like the 2nd cc u got it’s will have limit less then 20k I had same issue my apc cc was 260k but my coral was 60k later I called them to do coral limit same so they did same 260k I hope u understood
Click to expand...
Thanks for the explanation bro, i will check in the app and contact the support 👍
 
Upvote 0 Downvote
Dreams Of Desire 💓

Dreams Of Desire 💓

TF Select
ahmedshaikh__ said:
Actually it’s not shared limit card u got 2nd one click on that card go to limit section check there how much limit they gave u there
They r giving separate limit for separate card
But in over all it’s shared limit it’s like the 2nd cc u got it’s will have limit less then 20k I had same issue my apc cc was 260k but my coral was 60k later I called them to do coral limit same so they did same 260k I hope u understood
Click to expand...
Could you please once again repeat that?
This is what i understand "you can spend 260k on amz and 260k in coral in the same month??" (Total 520k)
 
Upvote 0 Downvote
E

ernvigneshwaran

TF Buzz
amarnadh98 said:
Hi guys, I have Amazon pay and Coral rupay ICICI credit cards with a shared limit of 50k. This month I got bill generated of 21k in apay cc and 26k in coral. I paid apay cc bill and when I was trying to do a transaction of 2k through rupay, it's getting declined and saying that the available limit is 1500 only. So can anyone explain the reason why it's showing only 1500 even though I paid bill 3days back and it's even getting reflected in apay cc with dues as 0 as well.
Click to expand...
off-topic, How old is your Apay CC while you got your coral card? Because I'm holding an Apay card not get coral card. waiting to get it.
 
Upvote 0 Downvote
cardio_guy

cardio_guy

TF Ace
amarnadh98 said:
Hi guys, I have Amazon pay and Coral rupay ICICI credit cards with a shared limit of 50k. This month I got bill generated of 21k in apay cc and 26k in coral. I paid apay cc bill and when I was trying to do a transaction of 2k through rupay, it's getting declined and saying that the available limit is 1500 only. So can anyone explain the reason why it's showing only 1500 even though I paid bill 3days back and it's even getting reflected in apay cc with dues as 0 as well.
Click to expand...
Did you solve this? How is the shared limit calculated? Just wanted to know.
 
Upvote 0 Downvote
A

amarnadh98

TF Buzz
cardio_guy said:
Did you solve this? How is the shared limit calculated? Just wanted to know.
Click to expand...
Just contact customer support, when I contacted them, they told that even though the bill paid was getting reflected it's not updated yet, so wait for 1 more day and then try, the next day when I tried, it worked for me.


Shared limit - in my case 50k - (21k + 26k) = 3k remaining. This is how it works.
 
Upvote 0 Downvote
You must log in or register to reply here.
Apply For SBI Cashback Credit Card

Similar threads

B
  • Question
Icici credit card limit confusion
2
Replies
24
Views
644
Vasuki
Vasuki
A
  • Question
Do we receive ICICI APay credit card bill?
Replies
3
Views
59
panchabhut
P
marvel
  • Question
ICICI Coral Rupay Card Error
Replies
4
Views
539
marvel
marvel
rrsji
  • Solved
Wiki Getting two pre-approved ICICI coral cards (conditional)
Replies
3
Views
121
rrsji
rrsji
Mruseless
  • Question
Icici coral rupay credit card
Replies
1
Views
927
helloworld
helloworld
Top