ICICI Coral Rupay for those not having pre-approved offer in App.

[snjn]

If you have not received pre-approved offer for Coral Rupay LTF on iMobile app, kindly follow the following procedure to generate card.
Open ICIC Netbanking, proceed to loan option under cards and loan.

Therein you will see the option to generate rupay card.

Note: Though it shown a note that next year waiver after 3 lac spends, but that's not true. The card generated through this method is LTF.

Take screenshot of page mentioning Joining fees and Annual fees as ₹0/- .

After generation of card (within 30 minutes) you may confirm LTF from customer care.

 

[aayusharyan]

I had the pre-approved offer, I clicked on the Get My Card and a card was instantly generated I was presented with a Congraturations page and a new card number (just card number no expiry no cvv).
Now there was nothing else so I went back to check Card & Loans section assuming my card detail would be there but it still just has my Amazon Pay card only. Where to find the new coral card?

It takes around 30 mins to 1 hr for the newly generated card to show in NB / iMobile. You need to wait some time.

 

[connection01]

D

It takes around 30 mins to 1 hr for the newly generated card to show in NB / iMobile. You need to wait some time.

Do they ship Coral card or it’s just Virtual?

 

[BeingIncog]

D

Do they ship Coral card or it’s just Virtual?

Physical card will be delivered soon.

 

[aayusharyan]

D

Do they ship Coral card or it’s just Virtual?

They will ship the physical card as well.

 

[insight]

How many people with the PreApproved CoralRupay got a CIBIL Hit?

 

[paresh22]

How many people with the PreApproved CoralRupay got a CIBIL Hit?

No cibil hit for me.

 

[insight]

Congratulations
Mine is only 2.4L

I had the pre-approved offer, I clicked on the Get My Card and a card was instantly generated I was presented with a Congraturations page and a new card number (just card number no expiry no cvv).
Now there was nothing else so I went back to check Card & Loans section assuming my card detail would be there but it still just has my Amazon Pay card only. Where to find the new coral card?

soon you will able to see it in credit cards section.

Yeah its kinda SUBTLE visible one line below APAY & Plat.

PS: For Plat via Twitter I got no CIBIL but through this Coral RuPay they made a CIBIL Hit and Im not sure if via the App they took permission/ consent for that?

Did you also get a CIBIL Hit for this? Do you recall seeing them taking auth for it?

 

[BeingIncog]

Yeah its kinda SUBTLE visible one line below APAY & Plat.

PS: For Plat via Twitter I got no CIBIL but through this Coral RuPay they made a CIBIL Hit and Im not sure if via the App they took permission/ consent for that?

Did you also get a CIBIL Hit for this? Do you recall seeing them taking auth for it?

no cibil hit whatsoever

 

[aayusharyan]

no cibil hit whatsoever

So, which ICICI Cards do you hold currently?

 

[CosmicCat]

Yeah its kinda SUBTLE visible one line below APAY & Plat.

PS: For Plat via Twitter I got no CIBIL but through this Coral RuPay they made a CIBIL Hit and Im not sure if via the App they took permission/ consent for that?

My dad got a CIBIL hit too last year when he applied for his "pre-approved" Coral Visa card from the iMobile app. It was his first-ever credit card from ICICI Bank though (He already has a 10+ year-old Savings account). But, worse, the Enquiry is being shown as "Personal Loan" instead of "Credit Card" in the CIBIL report.

IDK why ICICI is so weird.

 

[aayusharyan]

My dad got a CIBIL hit too last year when he applied for his "pre-approved" Coral Visa card from the iMobile app. It was his first-ever credit card from ICICI Bank though (He already has a 10+ year-old Savings account). But, worse, it is being shown as "Personal Loan" instead of "Credit Card" in the CIBIL report.

IDK why ICICI is so weird.

Yeah New CC will trigger a Credit Check, Pre approved or not. They still verify.

 

[BeingIncog]

So, which ICICI Cards do you hold currently?

Apay, Platinum, Coral Rupay and Amex.

 

[insight]

Yeah New CC will trigger a Credit Check, Pre approved or not. They still verify.

Yeah its kinda SUBTLE visible one line below APAY & Plat.

PS: For Plat via Twitter I got no CIBIL but through this Coral RuPay they made a CIBIL Hit and Im not sure if via the App they took permission/ consent for that?

Did you also get a CIBIL Hit for this? Do you recall seeing them taking auth for it?

Not really? APAY was 5L, Got Plat via Twitter - No Hit.
Cause SAME COMMON LoC 5L.
CoralRuPay via Pre Approval on App (I guess using same 5L LoC) - HIT for me, not for OTHERS.

Inconsistent as F.

 

[aayusharyan]

Not really? APAY was 5L, Got Plat via Twitter - No Hit.
Cause SAME COMMON LoC 5L.
CoralRuPay via Pre Approval on App (I guess using same 5L LoC) - HIT for me, not for OTHERS.

Inconsistent as F.

You already had APay, so you were not new to ICICI. That's why there was no hit.

---
Re read, lol, nvm.

 

[BeingIncog]

You already had APay, so you were not new to ICICI. That's why there was no hit.

read properly sur.

 

[insight]

You already had APay, so you were not new to ICICI. That's why there was no hit.

Quick gun READ!

read properly sur.

 

[Das.N]

Can anyone tell me, why my ICICI platinum credit card is asking me to spend 50K to waive annual fee in I mobile app?

 

[aayusharyan]

Can anyone tell me, why my ICICI platinum credit card is asking me to spend 50K to waive annual fee in I mobile app?

For me also it shows, I just ignore it. YMMW

 

[KLB@96]

Can anyone tell me, why my ICICI platinum credit card is asking me to spend 50K to waive annual fee in I mobile app?

you can Ignore that

 

[James]

Can anyone tell me, why my ICICI platinum credit card is asking me to spend 50K to waive annual fee in I mobile app?

I asked the same & the case was closed by @S S V