ICICI Amazon Pay Credit Card And Regular ICICI Bank Credit Cards Limit Merger Or Transfer

[TechnoFino]

Do you think you have a regular ICICI Bank credit card and an Amazon Pay ICICI Bank credit card with two different credit limits?
Actually, you are mistaken... ICICI Bank offers only one credit account for all its credit cards.
But because of different reward systems, you might get a different per-card limit on your ICICI Bank Amazon Pay Credit Card.
For example,
Suppose you have 3 ICICI Bank credit cards,
ICICI Amazon Pay Card with 4L limit.
ICICI Coral Credit Card with 8L limit
ICICI Sapphiro Credit Card with 8L limit
Now, on the iMobile app, you’ll see that Coral and Sapphiro card limits are shared, and the Amazon Pay card’s limit is different than that of the other two.
So if you use 2L from your Coral card, the available credit limit will automatically become 6L on your Sapphiro credit card. But you'll not see any change in the available limit on your Amazon Pay Card.
But actually, you can spend a maximum of 8L using all your ICICI Bank credit cards, including Amazon Pay Card.
The maximum credit limit on any ICICI Bank card is the aggregate total credit limit.
You can't transfer the credit limit from your Amazon Pay card to a regular ICICI Bank card or vice versa. But you can request ICICI Bank to remove the per card limit and match the credit limit on Amazon Pay and regular ICICI Bank credit cards.
For this, you need to send an email to ICICI Bank & request them to match your Amazon Pay card limit with ICICI regular cards or vice versa.
The required email ID is available here- All Bank Credit Card Department Email ID & Phone No

My Case-
My ICICI Bank Emeralde Credit Card's limit is 10L and My Amazon Pay Card limit was 5.7L
I requested ICICI Bank to remove per-card limit.
Now, my Amazon Pay card limit is 10L.

 

[jack333]

ICICI offered whooping 10X limit enhancement on Amazon Pay credit card , first time since joining, almost after 2 years. #unexpected

Are you regularly using that card and how much every month?

 

[Dexter]

I have 4L limit on ICICI Rubyx. Earlier I had 1.5L limit on Apay, then I asked for LE, then limit is 4L (since 2 months).
But when I spent 1L through each card, I could see the remaining limit 3L in both the cards. So does that mean I have separate limits for both? Shoul I ask to merge the limit?

 

[PM.]

Are you regularly using that card and how much every month?

Since I got Vistara infinite Credit card , say from last one year I am not using it much. But my first and only EMI on the card settled previous month.

 

[PM.]

The Good news is I had applied C2C for AXIS Magnus and yesterday it got approved based on ICICI Amazon pay CC.

 

[Waynoway]

Hello! I had a limit of 1.8L on APay card before they started increasing limit for everyone just before amazon great Indian festival. However, the limit on my MMT Card is 50000. And the limit from 1.8L was increased to 5L. what's the best way to get the MMT Card limit matched to APay card? Before 1.8L, limit for MMT and APay was same at 50000.

 

[Rohit75]

I got Apay cc of 3L and now I received 2.2L in new Coral card.

How can I verify that they have merged limit of total 3L or different limit of 3 and 2.2L?

 

[samss]

Do you think you have a regular ICICI Bank credit card and an Amazon Pay ICICI Bank credit card with two different credit limits?
Actually, you are mistaken... ICICI Bank offers only one credit account for all its credit cards.
But because of different reward systems, you might get a different per-card limit on your ICICI Bank Amazon Pay Credit Card.
For example,
Suppose you have 3 ICICI Bank credit cards,
ICICI Amazon Pay Card with 4L limit.
ICICI Coral Credit Card with 8L limit
ICICI Sapphiro Credit Card with 8L limit
Now, on the iMobile app, you’ll see that Coral and Sapphiro card limits are shared, and the Amazon Pay card’s limit is different than that of the other two.
So if you use 2L from your Coral card, the available credit limit will automatically become 6L on your Sapphiro credit card. But you'll not see any change in the available limit on your Amazon Pay Card.
But actually, you can spend a maximum of 8L using all your ICICI Bank credit cards, including Amazon Pay Card.
The maximum credit limit on any ICICI Bank card is the aggregate total credit limit.
You can't transfer the credit limit from your Amazon Pay card to a regular ICICI Bank card or vice versa. But you can request ICICI Bank to remove the per card limit and match the credit limit on Amazon Pay and regular ICICI Bank credit cards.
For this, you need to send an email to ICICI Bank & request them to match your Amazon Pay card limit with ICICI regular cards or vice versa.
The required email ID is available here- All Bank Credit Card Department Email ID & Phone No

My Case-
My ICICI Bank Emeralde Credit Card's limit is 10L and My Amazon Pay Card limit was 5.7L
I requested ICICI Bank to remove per-card limit.
Now, my Amazon Pay card limit is 10L.
Based on information from this thread, I requested for credit limit increase of another icici credit card. Now credit limit of both cards is higher & equal. Thanks

 

[Anees]

i have Flipkart axis Bank credit card . need Normal axis Bank credit card .how it is possible?

 

[samss]

i have Flipkart axis Bank credit card . need Normal axis Bank credit card .how it is possible?

Axis bank actually promotes getting second credit card. Just call customer care & request for another like neo or myzone. There are good chances that you will get these as lifetime free.

i have Flipkart axis Bank credit card . need Normal axis Bank credit card .how it is possible?

Axis bank actually promotes getting second credit card. Just call customer care & get another like neo or myzone. There are good chances that you will get these aslifetime fee. But why are we discussing axis in icici card forum? !

 

[paresh22]

May I know what is the twitter handle that you all used here? is it ICICIBank_Care ?

 

[rahianiket]

Thanks to Technofino and this post I have Merged my icici minimum limit in all of my icici card

 

[gallifrey24]

i have 2 icici cards. apay and coral. apay limit was 1.3L ; coral was 2.1L. suddenly, about a month ago , i noticed increased limit of 3.5L on both my credit cards in the app. so , just increased the limit on the icici app itself.

what the 1st post is saying is..even if i have 2 cards with 2 limits, total spending power is the maximum limit between 2 cards only?

 

[samss]

i have 2 icici cards. apay and coral. apay limit was 1.3L ; coral was 2.1L. suddenly, about a month ago , i noticed increased limit of 3.5L on both my credit cards in the app. so , just increased the limit on the icici app itself.

what the 1st post is saying is..even if i have 2 cards with 2 limits, total spending power is the maximum limit between 2 cards only?

It's combined limit of 3.5 L for both cards.

 

[MAHESH9D]

i applied for icici platinum card few days back but was rejected i already have amazon pay CC with 5 L limit ,
what should ii do? request to reconsider my application.

 

[dileep]

Merged my amazon limit with coral card just tweeted they did it in 1 hour 👍🏻

 

[Manoj Pant]

Merged my amazon limit with coral card just tweeted they did it in 1 hour 👍🏻

is it worth to match Apay cc limit with core ICICI card or we loose separate limit of Apay after making merging request? does Apay card have shared limit with core ICICI card or both these have separate limits?

 

[Manoj Pant]

Merged my amazon limit with coral card just tweeted they did it in 1 hour 👍🏻

is it worth to match Apay cc limit with core ICICI card or we loose separate limit of Apay after making merging request? does Apay card have shared limit with core ICICI card or both these have separate limits?

 

[Manoj Pant]

Merged my amazon limit with coral card just tweeted they did it in 1 hour 👍🏻

is it worth to match Apay cc limit with core ICICI card or we loose separate limit of Apay after making merging request? does Apay card have shared limit with core ICICI card or both these have separate limits?

 

[Shrinit Padwal]

Do you think you have a regular ICICI Bank credit card and an Amazon Pay ICICI Bank credit card with two different credit limits?
Actually, you are mistaken... ICICI Bank offers only one credit account for all its credit cards.
But because of different reward systems, you might get a different per-card limit on your ICICI Bank Amazon Pay Credit Card.
For example,
Suppose you have 3 ICICI Bank credit cards,
ICICI Amazon Pay Card with 4L limit.
ICICI Coral Credit Card with 8L limit
ICICI Sapphiro Credit Card with 8L limit
Now, on the iMobile app, you’ll see that Coral and Sapphiro card limits are shared, and the Amazon Pay card’s limit is different than that of the other two.
So if you use 2L from your Coral card, the available credit limit will automatically become 6L on your Sapphiro credit card. But you'll not see any change in the available limit on your Amazon Pay Card.
But actually, you can spend a maximum of 8L using all your ICICI Bank credit cards, including Amazon Pay Card.
The maximum credit limit on any ICICI Bank card is the aggregate total credit limit.
You can't transfer the credit limit from your Amazon Pay card to a regular ICICI Bank card or vice versa. But you can request ICICI Bank to remove the per card limit and match the credit limit on Amazon Pay and regular ICICI Bank credit cards.
For this, you need to send an email to ICICI Bank & request them to match your Amazon Pay card limit with ICICI regular cards or vice versa.
The required email ID is available here- All Bank Credit Card Department Email ID & Phone No

My Case-
My ICICI Bank Emeralde Credit Card's limit is 10L and My Amazon Pay Card limit was 5.7L
I requested ICICI Bank to remove per-card limit.
Now, my Amazon Pay card limit is 10L.

Mail mat karo Twitter pe DM karo

2 emails and a Twitter DM helped, my apay and coral limits are matched now. Thank you everyone in this thread. Very quick response from ICICI - this literally took 2.5 days.

 

[iamankit]

After going through the thread, I DM on Twitter on 5th Apr for limit merger but didn't get any reply till now 😅