ICICI Amazon Pay Credit Card And Regular ICICI Bank Credit Cards Limit Merger Or Transfer

[TechnoFino]

Do you think you have a regular ICICI Bank credit card and an Amazon Pay ICICI Bank credit card with two different credit limits?
Actually, you are mistaken... ICICI Bank offers only one credit account for all its credit cards.
But because of different reward systems, you might get a different per-card limit on your ICICI Bank Amazon Pay Credit Card.
For example,
Suppose you have 3 ICICI Bank credit cards,
ICICI Amazon Pay Card with 4L limit.
ICICI Coral Credit Card with 8L limit
ICICI Sapphiro Credit Card with 8L limit
Now, on the iMobile app, you’ll see that Coral and Sapphiro card limits are shared, and the Amazon Pay card’s limit is different than that of the other two.
So if you use 2L from your Coral card, the available credit limit will automatically become 6L on your Sapphiro credit card. But you'll not see any change in the available limit on your Amazon Pay Card.
But actually, you can spend a maximum of 8L using all your ICICI Bank credit cards, including Amazon Pay Card.
The maximum credit limit on any ICICI Bank card is the aggregate total credit limit.
You can't transfer the credit limit from your Amazon Pay card to a regular ICICI Bank card or vice versa. But you can request ICICI Bank to remove the per card limit and match the credit limit on Amazon Pay and regular ICICI Bank credit cards.
For this, you need to send an email to ICICI Bank & request them to match your Amazon Pay card limit with ICICI regular cards or vice versa.
The required email ID is available here- All Bank Credit Card Department Email ID & Phone No

My Case-
My ICICI Bank Emeralde Credit Card's limit is 10L and My Amazon Pay Card limit was 5.7L
I requested ICICI Bank to remove per-card limit.
Now, my Amazon Pay card limit is 10L.

 

[wapenshaw]

I just messaged them on twtter, my icici coral was 50k and apay was 501k, asked them to match the limit I got a call that it was enhanced immediately

 

[hs23new]

@TechnoFino
Is limit merger possible for RBL cards also? I have low limits on RBL World Safari card. Thinking of applying for second card and request limit merger.

 

[federer.reddevil]

In the last month my APay bill was 1.1L but just after the billing statement generated had a refund on 17k now should I pay 1.1L or just 93k for paying the whole bill amount.

I think its 93k however since 17k is a big amount dont want to leave it to chance

 

[cardio_guy]

In the last month my APay bill was 1.1L but just after the billing statement generated had a refund on 17k now should I pay 1.1L or just 93k for paying the whole bill amount.

I think its 93k however since 17k is a big amount dont want to leave it to chance

You need to pay 93k for this month bill. Given that the refund came after the bill got generated, it will be adjusted in the next bill only.

 

[shrewdoc]

In the last month my APay bill was 1.1L but just after the billing statement generated had a refund on 17k now should I pay 1.1L or just 93k for paying the whole bill amount.

I think its 93k however since 17k is a big amount dont want to leave it to chance

Need to pay full generated bill of 1.1L. Refunds are not counted as payments in ICICI.

Pay the full amount and request refund to source or to ICICI account if you have one, for the excess amount in the card account after the transaction is settled.