no it will give on on scan and pay on food, grocery and restaurants but upto 400 per month
1% on other transactions
but altogether monthly cashback limit is only 400
how to make maximum utilization on this card
We get 5% discount on bill payments and recharges in paytm -> they put convenience fees but somehow its fine
we get 10% discount on all items on swiggy instamart i guess min purchase is 500 apart from that u get 10% cashback -> so 50 discount which is 500-50=450 and get 45 cashback which is around 19% returns
if u do a purchase of 4000 on scan and pay on food, grocery where card is not supported on the small vendors u get 400 cashback and suggestion -> if card is supported in that shop better use HSBC live+ if u hold
Major drawback monthly cashback limit is only 400 including 1% altogether
if u want LTF card , go for rupay platinum -> but we wont be getting much using that card