I have recently opened an HSBC joint Premier account with my mother (who is a senior citizen), in order to get the senior citizen FD rate. My mother is the primary holder, and I am the second holder. Now since Premier account holders are eligible for the Premier Credit card, since the account is joint, will both my mother and me be eligible for the Premier credit card? Because according to the relationship manager, only the first holder, i.e., my mother, is eligible for the Premier Credit card even though it is a joint account. But on the other hand, I am getting Premier Credit Card shown as pre-approved in my HSBC India app, and so I am not sure whether both my mother and me will get the credit card, or only one person. Please help in this regard.
