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How to take max compensation from Hdfc life .

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Vasuki said:
I applied for hdfc term life 1 Cr via POLICY bazar.
It got rejected because they said my bilirubin was High ( damaged liver )
I took 2 check up following this and my liver was perfectly fine .

Now I had to spend money doing checkup and was fugging scared what if I m gonna die or wot.
Or is it jaundice ( peelia ) .

Today I recieved mail from hdfc saying it was negligence form their end and my report was fine .
And I can apply for new insurance..

Now tell me how to fugg hdfc life for this bloody experience and wasting 2-3 days .



Suggestion for compensation! And mental agony demand
Don't write 1 lakh 😂
Click to expand...
You can Connect with irda & ask ccompensation or your additional testing.

But not sure about mental agony. 2-3 days isn't long enough to call it mental agony. Plus once you do test outside , youll get result in few hours.

Even for this you 1st need to send mail to hdfc life to ask for compensation. And escalate and wait for 30day deadline.
 
sidp said:
You can Connect with irda & ask ccompensation or your additional testing.

But not sure about mental agony. 2-3 days isn't long enough to call it mental agony. Plus once you do test outside , youll get result in few hours.

Even for this you 1st need to send mail to hdfc life to ask for compensation. And escalate and wait for 30day deadline.
Click to expand...
Hdfc accepted it's mistake
Mailed it's escalation for compensation

Test + travel .
It's not credit card compensation loss.
If you get to know you liver is damaged how to would you react .let's see
 
Vasuki said:
If you get to know you liver is damaged how to would you react .let's see
Click to expand...

homer simpson GIF
 
Vasuki said:
Hdfc accepted it's mistake
Mailed it's escalation for compensation

Test + travel .
It's not credit card compensation loss.
If you get to know you liver is damaged how to would you react .let's see
Click to expand...
The additional cost you had to bear is their mistake, & they are liable to give it to you..

but legally agony has specific definition. This is not a extreme enough case especially considering you profession & access to health care. Plus they turn around pretty fast. So may be few thousands is possible. Anything above 10K is highly unlikely.
 
sidp said:
The additional cost you had to bear is their mistake, & they are liable to give it to you..

but legally agony has specific definition. This is not a extreme enough case especially considering you profession & access to health care. Plus they turn around pretty fast. So may be few thousands is possible. Anything above 10K is highly unlikely.
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I quoted 5k which round figure I spent ..
Don't want free money ..
Idiots..
I have learnt
Hdfc home loan
Hdfc life insurance
Hdfc health

Stay away from them
 
Genrally this is quite common when purchasing life insurance policies. They always do, be it any term insurance company, a lot of scrutiny because most people tend to purchase this when there is impending risk of life, they look it that way tbh. In your case it seems being non-metro city (if I am not wrong) and third-party diagnostic test centre's fault. However you can ask for compensation, they might relax the amount in the premium charged,
 
Vasuki said:
I applied for hdfc term life 1 Cr via POLICY bazar.
It got rejected because they said my bilirubin was High ( damaged liver )
I took 2 check up following this and my liver was perfectly fine .

Now I had to spend money doing checkup and was fugging scared what if I m gonna die or wot.
Or is it jaundice ( peelia ) .

Today I recieved mail from hdfc saying it was negligence form their end and my report was fine .
And I can apply for new insurance..

Now tell me how to fugg hdfc life for this bloody experience and wasting 2-3 days .



Suggestion for compensation! And mental agony demand
Click to expand...
Got call from medi buddy concerned department

There was executive+ doctor both sitting beside
Called from personal number

Once again accepted their fault &
They were trying to compensate

With full body check up at best hospital ( where ever I choose in next 6 MONTH)

They will send me package to choose from



I said I m open to this option & didn't said..this is what I want ..


Let's see how the drama unfolds ..



Best moments are when you outspeak executive in speaking English 🤣
 
Vasuki said:
With full body check up at best hospital ( where ever I choose in next 6 MONTH)
Click to expand...
how many checkups you will do within 1 yr? being a young person i dont see its value, as you already had all done for the insurance.

i wouldve asked for refund of the tests at least, if they dont accept, as a last resort ill accept full body checkups for all of my family as compensation.

P.S. Don't forget to get complimentary MediBuddy Gold 1yr subscription too for ur family.
 
quino said:
how many checkups you will do within 1 yr? being a young person i dont see its value, as you already had all done for the insurance.

i wouldve asked for refund of the tests at least, if they dont accept, as a last resort ill accept full body checkups for all of my family as compensation.

P.S. Don't forget to get complimentary MediBuddy Gold 1yr subscription too for ur family.
Click to expand...
Aapne toh meri aakhe khol di 😂

Now my demand would be
Full body checkup for my mother or compensation with money for the test
 
Vasuki said:
I applied for hdfc term life 1 Cr via POLICY bazar.
It got rejected because they said my bilirubin was High ( damaged liver )
I took 2 check up following this and my liver was perfectly fine .

Now I had to spend money doing checkup and was fugging scared what if I m gonna die or wot.
Or is it jaundice ( peelia ) .

Today I recieved mail from hdfc saying it was negligence form their end and my report was fine .
And I can apply for new insurance..

Now tell me how to fugg hdfc life for this bloody experience and wasting 2-3 days .



Suggestion for compensation! And mental agony demand
Click to expand...

Finally
Got approximately equal to 5-7 k worth of tests ! At reputed hospital in patna

Earlier it was for me but I urged them for my mother ..

It's a complete body check up..which we wanted to do
Hence money saved .
1000009852.png

At the end of it - unless u fight for it .
World is cruel place
 
Vasuki said:
Finally
Got approximately equal to 5-7 k worth of tests ! At reputed hospital in patna

Earlier it was for me but I urged them for my mother ..

It's a complete body check up..which we wanted to do
Hence money saved .

At the end of it - unless u fight for it .
World is cruel place
Click to expand...
Don't post hospital address. Election time chal raha hey.
Koi political party wale ko kuch comment pasand nahi Aya hoga toh...
Pata Chalayan Mata ji ko koi agwa Kar Dia. 🤣
Like I said you ll always get compensated for your loss.
 
It's not a promotional post but Ditto Insurance provides best-in-class service without bias. They are upfront on everything and fully transparent. You will get the lowest premium possible in the market as well. For any claim, they will help you out with formalities.

PS: Messi is 🐐
 
sambit95 said:
It's not a promotional post but Ditto Insurance provides best-in-class service without bias. They are upfront on everything and fully transparent. You will get the lowest premium possible in the market as well. For any claim, they will help you out with formalities.

PS: Messi is 🐐
Click to expand...
1000009867.jpg
 
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