Dear Technofino Community,
In the world of financial freedom, credit cards have become indispensable tools for managing our finances. They provide convenience, security, and often various rewards. However, what if you live in an area where credit card services are unserviceable? Fear not, for there might be a way around this hurdle. This article sheds light on a method some individuals have used to acquire a YES BANK credit card even in unserviceable areas.
The Ingenious Approach: YES BANK Credit Card Application
Getting a YES BANK credit card in an unserviceable area might seem like an impossible task, but with a bit of creativity and some insider knowledge, it can be done. Here's how:
1. Use a Serviceable Address:
Begin by using a serviceable address for your credit card application. This could be a friend’s address or any location where YES BANK services are available. Make sure to have the necessary permission from the friend whose address you are using.
2. Designate Your Actual Address as Your Office Address:
In the application form, designate your actual address as your office address. This step is crucial as it helps YES BANK understand your location while ensuring your correspondence reaches you effectively.
3. Choose Office as Your Communication Address:
When prompted for communication address, select ‘office’ and input your designated office address. This ensures that all communication from the bank will be directed to your actual location.
A Word of Caution: The CIBIL Disclaimer
It's important to recognize that using a new address, which isn't your own, in your credit card application could result in that address being added to your Credit Information Bureau India Limited (CIBIL) record. While this might not seem like a significant issue, it's essential to be informed about the potential changes.
Personal Experience: A Yes Bank Success Story
While this method might work for some, it’s crucial to proceed with caution. As shared by many community members, “I don’t suggest you get a YES BANK credit card due to very low rewards, but if your CIBIL score is new, you can try. I managed to secure my YES Prosperity Edge card as my second card using this approach.”
Conclusion: A Creative Solution
Innovative solutions sometimes emerge from challenging situations. While this method might open doors for some in unserviceable areas, it is important to weigh the risks against the benefits. Your financial history and credibility are assets that should be managed carefully.
Remember, while this workaround might be tempting, it’s essential to explore legal and ethical avenues for obtaining credit cards and other financial services. Always prioritize honesty and integrity in your financial dealings to build a secure and reliable financial future.
Wishing you all the best on your financial journey!
Warm regards,
Technofino Community Member
I think same can be used in case of RBL CARDS but i haven't tried yet.
ChatGPT has been used to write this.
edit: Update: I changed my current and permanent address to my real address that is still unserviceable by mailing a address change form through mail.
In the world of financial freedom, credit cards have become indispensable tools for managing our finances. They provide convenience, security, and often various rewards. However, what if you live in an area where credit card services are unserviceable? Fear not, for there might be a way around this hurdle. This article sheds light on a method some individuals have used to acquire a YES BANK credit card even in unserviceable areas.
The Ingenious Approach: YES BANK Credit Card Application
Getting a YES BANK credit card in an unserviceable area might seem like an impossible task, but with a bit of creativity and some insider knowledge, it can be done. Here's how:
1. Use a Serviceable Address:
Begin by using a serviceable address for your credit card application. This could be a friend’s address or any location where YES BANK services are available. Make sure to have the necessary permission from the friend whose address you are using.
2. Designate Your Actual Address as Your Office Address:
In the application form, designate your actual address as your office address. This step is crucial as it helps YES BANK understand your location while ensuring your correspondence reaches you effectively.
3. Choose Office as Your Communication Address:
When prompted for communication address, select ‘office’ and input your designated office address. This ensures that all communication from the bank will be directed to your actual location.
A Word of Caution: The CIBIL Disclaimer
It's important to recognize that using a new address, which isn't your own, in your credit card application could result in that address being added to your Credit Information Bureau India Limited (CIBIL) record. While this might not seem like a significant issue, it's essential to be informed about the potential changes.
Personal Experience: A Yes Bank Success Story
While this method might work for some, it’s crucial to proceed with caution. As shared by many community members, “I don’t suggest you get a YES BANK credit card due to very low rewards, but if your CIBIL score is new, you can try. I managed to secure my YES Prosperity Edge card as my second card using this approach.”
Conclusion: A Creative Solution
Innovative solutions sometimes emerge from challenging situations. While this method might open doors for some in unserviceable areas, it is important to weigh the risks against the benefits. Your financial history and credibility are assets that should be managed carefully.
Remember, while this workaround might be tempting, it’s essential to explore legal and ethical avenues for obtaining credit cards and other financial services. Always prioritize honesty and integrity in your financial dealings to build a secure and reliable financial future.
Wishing you all the best on your financial journey!
Warm regards,
Technofino Community Member
I think same can be used in case of RBL CARDS but i haven't tried yet.
ChatGPT has been used to write this.
edit: Update: I changed my current and permanent address to my real address that is still unserviceable by mailing a address change form through mail.
Last edited:
