How to apply for US credit card - guide for non-resident

Hello everyone,
In this post, I'll tell you about - how to apply for US credit cards without US credit history.
If you are planing to move to USA for educational purposes or any other reason, you may get a credit card this way.
To apply for US credit card, you need-
1. US Address
2. US Bank Account
3. Need Indian Passport
4. US Phone No

5. SSN/ITIN (you can apply for ITIN, if you are ready to pay 300/400$ fees. - SSN/ITIN not required for AMEX credit cards)

Getting US credit cards without US credit history is not that easy, but wait... you can apply for US Amex credit card without US credit history or SSN/ITIN number, using your Indian Credit History.
So... How to apply for US Amex Credit Card Using Indian Credit History?

1. Make sure you have a physical US address & US Mobile no.

Now,
2. Go to this link- Nova Credit [Click Here] (Use This Link & Get $50 Amazon GV After Card Approval)
3. Select India (I recently moved from drop down menu) & Enter your email ID (to receive 50$ amazon GV after card approval, for using our link)


4. On the next page, select any Amex credit card you want to apply for & click on "Apply Now"

5. On the next page, click on "Got it, take me to American Express"

6. You'll be redirected to Amex official website, on that page click on "Apply Now"

7. On the next page, enter your details, your income and tick the box- "I don't have a credit history in the US, but have had a credit card or loan in Australia, Brazil, Canada, the Dominican Republic, India, Kenya, Mexico, Nigeria or the United Kingdom. (If you have a Social Security Number, please enter it below.)"

8. On the next page, Amex will ask you to provide them access to your home country's credit history.
Select India from the list.

9. Enter your details & click on Next
10. Now enter your Indian mobile no and click on Next

11. Enter your Indian address and click on Next
12. Now Enter your PAN Card no and click on Next
13. Now Enter your email ID and click on next
14. On the next page, tick both box and click on agree

15. You will see a page like this- "Good news! We located a matching record at Transunion CIBIL"
click on Next

16. They might ask you some questions, answer them and click on "Transfer my credit history to the U.S."
17. On the next page, Amex will ask you for your ID proof, Select Passport & enter your Indian passport details.


Done!
Now Amex might ask you for additional documents or they might approve your application instantly.
If they ask you to call them, you have to call them to review your application.
Good Luck 🤞

 

[TechnoFino]

Is this the only reason for opening an Aldera Bank account?

Yes

 

[TechnoFino]

Hmmm....Didn't Work.

Call them... it's still under process... call them after 8 pm Indian time.

 

[sabbysingh28]

I applied it and its want my usa bank statement but in my usa bank address my india address updated so i call him to change my india address to my usa address but its want some proof of my usa address which one I don’t have i need help how to get proof

 

[TechnoFino]

I applied it and its want my usa bank statement but in my usa bank address my india address updated so i call him to change my india address to my usa address but its want some proof of my usa address which one I don’t have i need help how to get proof

this... you have to manage

 

[virv]

Call them... it's still under process... call them after 8 pm Indian time.

what should we tell them on phone? i have got same landing page.

 

[fatehbajwa]

Doesn't work!!! They need the typical documents for residence proof....almost the same one's that are asked for here.
So that ends the American dream!!!!😂 😂 😂

 

[pacman]

I applied it and its want my usa bank statement but in my usa bank address my india address updated so i call him to change my india address to my usa address but its want some proof of my usa address which one I don’t have i need help how to get proof

get the usa address here https://www.usaddress.com/

 

[TechnoFino]

Doesn't work!!! They need the typical documents for residence proof....almost the same one's that are asked for here.
So that ends the American dream!!!!😂 😂 😂

picture Abhi baki hai sir ji... 😄
I'm trying to manage physical address with proof for you guys

 

[fatehbajwa]

picture Abhi baki hai sir ji... 😄
I'm trying to manage physical address with proof for you guys

Waiting eagerly. 😁

 

[ankurq7]

where will the approved card be delivered? US address or can we put Indian delivery address?

 

[TechnoFino]

where will the approved card be delivered? US address or can we put Indian delivery address?

Us address only

 

[Sinder Pal]

Us address only

I have a friend in the U.S.. He said he regularly pays his wife's credit card bills using his checking account. He told me that we can add routing number and account number on the credit card of any user and make payments from the credit card netbanking portal directly. If I manage to get a US card, can I add my friend's checking account's details to make payments to my credit cards. He is fine with accepting payments in India in his parents' account. I wanted to know from you, will this be fine ? Can my credit card bank such as AMEX U.S. have a problem with me paying bills from my friend's account?

 

[TechnoFino]

I have a friend in the U.S.. He said he regularly pays his wife's credit card bills using his checking account. He told me that we can add routing number and account number on the credit card of any user and make payments from the credit card netbanking portal directly. If I manage to get a US card, can I add my friend's checking account's details to make payments to my credit cards. He is fine with accepting payments in India in his parents' account. I wanted to know from you, will this be fine ? Can my credit card bank such as AMEX U.S. have a problem with me paying bills from my friend's account?

no problem in this... and u can easily get Aeldra account on your name, then you can ask your friend to transfer from his us ac to your us ac and then you can pay directly from your us ac to amex card.
but first get your card approved 😀

 

[fatehbajwa]

no problem in this... and u can easily get Aeldra account on your name, then you can ask your friend to transfer from his us ac to your us ac and then you can pay directly from your us ac to amex card.
but first get your card approved 😀

🤞🤞🤞🤞🤞

 

[Sinder Pal]

no problem in this... and u can easily get Aeldra account on your name, then you can ask your friend to transfer from his us ac to your us ac and then you can pay directly from your us ac to amex card.
but first get your card approved 😀

Thank you for sharing. But what if I don't want to go through the trouble of opening an account on Aeldra, do you think AMEX US will have any issues with me paying the bill using my friend's checking account? I appreciate your help Sir. Also could you make a tutorial of opening an account with Aeldra 🙏

 

[fatehbajwa]

Thank you for sharing. But what if I don't want to go through the trouble of opening an account on Aeldra, do you think AMEX US will have any issues with me paying the bill using my friend's checking account? I appreciate your help Sir. Also could you make a tutorial of opening an account with Aeldra 🙏

No

 

[Sinder Pal]

No

please elaborate Sir

 

[fatehbajwa]

please elaborate Sir

Amex won't have any issues if paid from ur friends account

 

[virv]

Waiting eagerly. 😁

picture Abhi baki hai sir ji... 😄
I'm trying to manage physical address with proof for you guys

Waiting for your reply sir 😄

 

[TechnoFino]

Thank you for sharing. But what if I don't want to go through the trouble of opening an account on Aeldra, do you think AMEX US will have any issues with me paying the bill using my friend's checking account? I appreciate your help Sir. Also could you make a tutorial of opening an account with Aeldra 🙏

no problem, you can pay from your friend's ac, I'll post step by step guide of Aeldra ac opening.