How long it takes to get Kotak Pre-Approved CC offers for new 811 account?

[StanRoute66]

Just a few days ago , I opened Kotak 811 Account . What is the general timeframe for me to start getting LTF Credit Card offers ? I will be using this account for paying my CC Bills for now .
So , Kindly Share your Experiences in this thread and tell us what Pre-approved card did you get as a 811 Customer ? also let me know if there is a process to get LTF White Card Upgrade from another Kotak Credit Card ?

 

[Batmanbaba]

No fixed time.. Using the account from 5 years... No offer till date..... It is quite random... Also your area should be serviceable....

 

[Indian]

Just a few days ago , I opened Kotak 811 Account . What is the general timeframe for me to start getting LTF Credit Card offers ? I will be using this account for paying my CC Bills for now .
So , Kindly Share your Experiences in this thread and tell us what Pre-approved card did you get as a 811 Customer ? also let me know if there is a process to get LTF White Card Upgrade from another Kotak Credit Card ?

Minimum six months required to get pre approved card, myself opened account with Kotak on 2019 within six months received preapproved league platinum card offer hence I applied process as usual same physical verification was happened both office and residence card application submit to receipt of card is 15 days, now they changed lot, some of my friends got card without verification, if you use royal signature LTF you may get white as LTF

 

[StanRoute66]

No fixed time.. Using the account from 5 years... No offer till date..... It is wuite random... Also your area should be serviceable....

how is your transaction history ? do you use it regularly ?

 

[StanRoute66]

Minimum six months required to get pre approved card, myself opened account with Kotak on 2019 within six months received preapproved league platinum card offer hence I applied process as usual same physical verification was happened both office and residence card application submit to receipt of card is 15 days, now they changed lot, some of my friends got card without verification, if you use royal signature LTF you may get white as LTF

Thanks for such crisp answer ! I appreciate it .
Also , How was your Transaction history ? Did you spend using Debit card or UPI ?

 

[Batmanbaba]

Ye

how is your transaction history ? do you use it regularly ?

Yes yearly more than 1 lakh transaction... Also did an fd... Took kotak 811 fd card.. Even after that nothing... Now closed the card.... Lets see that if they give now

 

[Indian]

Thanks for such crisp answer ! I appreciate it .
Also , How was your Transaction history ? Did you spend using Debit card or UPI ?

Always maintain 10k , transactions may be 50 to one lakh every month,UPI based transaction 70% and debit card just 30%

 

[StanRoute66]

Always maintain 10k , transactions may be 50 to one lakh every month,UPI based transaction 70% and debit card just 30%

I'm going to do the same , thanks for the info .
BTW how much Limit did you get in preapproved offer ?

 

[Indian]

I'm going to do the same , thanks for the info .
BTW how much Limit did you get in preapproved offer ?

75000 when they issued now 320000 ,every six months CLE offered to me and I opted it , I think Kotak is the only bank offers CLE every six months without asking it, sbi ,scb and axis the worst in CLE

 

[StanRoute66]

75000 when they issued now 320000 ,every six months CLE offered to me and I opted it , I think Kotak is the only bank offers CLE every six months without asking it, sbi ,scb and axis the worst in CLE

Thanks for a such an insightful Information ! You helped a lot

 

[prc1990]

Kotak offers are back on Amazon 🥲.

 

[StanRoute66]

Kotak offers are back on Amazon 🥲.

cool

 

[souvikdey2002]

Ye
Yes yearly more than 1 lakh transaction... Also did an fd... Took kotak 811 fd card.. Even after that nothing... Now closed the card.... Lets see that if they give now

Sorry to say, this is the reason you are not getting any offer, I'm afraid if you will be offered again since a card account exists already against your name.
I wrote a detailed discussion on this topic somewhere, but don't remember now.

 

[souvikdey2002]

Just a few days ago , I opened Kotak 811 Account . What is the general timeframe for me to start getting LTF Credit Card offers ? I will be using this account for paying my CC Bills for now .
So , Kindly Share your Experiences in this thread and tell us what Pre-approved card did you get as a 811 Customer ? also let me know if there is a process to get LTF White Card Upgrade from another Kotak Credit Card ?

This is the exact same reason I also opened 811.
I'm surprised that how come our agenda is so similar.
You have done exactly what you were supposed to do, now do the transaction regularly in the account, doesn't matter how, may be UPI may be Debit Card.

BUT DON'T EVER TAKE THAT 811 FD CARD, EVEN IF YOU GET THE INVITATION WITHIN NEXT 3 MONTHS OF OPENING THE ACCOUNT. ELSE YOU WILL NOT BE OFFERED ANY MORE CARD FOR SURE AS @Batmanbaba IS SUFFERRING NOW.

So just wait for 6 month & let me once you started getting offers. Kotak rolls out offers on every Quarter.
I'm also in the same que as you are. 🙂

 

[StanRoute66]

This is the exact same reason I also opened 811.
I'm surprised that how come our agenda is so similar.
You have done exactly what you were supposed to do, now do the transaction regularly in the account, doesn't matter how, may be UPI may be Debit Card.

BUT DON'T EVER TAKE THAT 811 FD CARD, EVEN IF YOU GET THE INVITATION WITHIN NEXT 3 MONTHS OF OPENING THE ACCOUNT. ELSE YOU WILL NOT BE OFFERED ANY MORE CARD FOR SURE AS @Batmanbaba IS SUFFERRING NOW.

So just wait for 6 month & let me once you started getting offers. Kotak rolls out offers on every Quarter.
I'm also in the same que as you are. 🙂

Awesome ! We are in the same band-wagon .
I never take FD cards , I already have 9 Unsecured Credit cards . I am just collecting LTF cards from all the major issuers .
My end goal is Kotak White Card . Do you know that is it possible to get it LTF ?

 

[souvikdey2002]

Awesome ! We are in the same band-wagon .
I never take FD cards , I already have 9 Unsecured Credit cards . I am just collecting LTF cards from all the major issuers .
My end goal is Kotak White Card . Do you know that is it possible to get it LTF ?

Yes, as I said, you are on the correct path & we are on the exact same boat, I'm also trying to collect Super Premium cards of all banks possible but off course by not spending a single penny. If you get a Royal Signature LTF, there is a very high possibility that you will get White LTF.
At least from many people I have come to know that. Also I guess you are from any of the metro City.
DM me, I will give you some more trick.

 

[AllSeeker]

Just a few days ago , I opened Kotak 811 Account . What is the general timeframe for me to start getting LTF Credit Card offers ? I will be using this account for paying my CC Bills for now .
So , Kindly Share your Experiences in this thread and tell us what Pre-approved card did you get as a 811 Customer ? also let me know if there is a process to get LTF White Card Upgrade from another Kotak Credit Card ?

There is no real fixed rule for this, I opened this a/c for my wife, she never used it and I mean not even initial deposit, barely did kyc after me pursuing her for months. She received her first LTF card just couple of weeks ago. Limit is really low though, only 14k.

 

[souvikdey2002]

There is no real fixed rule for this, I opened this a/c for my wife, she never used it and I mean not even initial deposit, barely did kyc after me pursuing her for months. She received her first LTF card just couple of weeks ago. Limit is really low though, only 14k.

2 reasons:-

1. Mumbai is more preferable in terms of Credit Cards issuance than Kolkata so if she would have an address in Kolkata probably wouldn't get anything.
2. If she would have done the KYC in time & started transaction, the limit would have been much better with a higher variant card.

 

[AllSeeker]

2 reasons:-

1. Mumbai is more preferable in terms of Credit Cards issuance than Kolkata so if she would have an address in Kolkata probably wouldn't get anything.
2. If she would have done the KYC in time & started transaction, the limit would have been much better with a higher variant card.

Indeed, I also think this is the main reason.

Also, please keep in mind that Kotak is one of those banks which offers only one CC per customer, in a very rare case you will see two. So if you are trying to get a CC and this is not your first CC, try for higher variants.

 

[souvikdey2002]

Indeed, I also think this is the main reason.

Also, please keep in mind that Kotak is one of those banks which offers only one CC per customer, in a very rare case you will see two. So if you are trying to get a CC and this is not your first CC, try for higher variants.

Yes for Kotak the minimum Credit Card that anyone should take is Royal Signature & not below than that.
But they do offer upgrades as I come to know.