Good morning everyone,
My yearly income is around 32 L ( includes both salaried and professional income)
My cibil is 782.
I have been using ICICI amazon pay cc for the last 3 years.
My monthly expenses are around 80k to 1lakh.
Hotel stays take up around 20-25k
Fuel around 15k
Swiggy orders around 5-8k
Amazon, first cry and offline takes up the rest.
A vacation yearly where I opt for luxury stays usually. I might travel for work another 2 times a year too. All in India.
I was planning to take Axis atlas cc based on the hotel spends I have and the rewards it offers for accor or itc.
As I asked in the previous thread - I have been rejected by axis for atlas twice and now they stopped issuing atlas cards.
My wife has a sbi cashback card with a low limit which we just started using. So most online spends we cover on that. I need a card with minimal lounge access and gives good rewards for the hotel stays which I have every month.
Can anyone help as to which is the right credit card for me.
HDFC RM said they can't offer me DCB as they can't show dual income they need one of it to be above 2.5 lakhs per month. They offered me regalia. I don't have any prior relationship with any bank other than SBI and Kotak Mahindra.
HSBC travel one doesn't have extra rewards on hotels and they don't have itc as their partner.
My yearly income is around 32 L ( includes both salaried and professional income)
My cibil is 782.
I have been using ICICI amazon pay cc for the last 3 years.
My monthly expenses are around 80k to 1lakh.
Hotel stays take up around 20-25k
Fuel around 15k
Swiggy orders around 5-8k
Amazon, first cry and offline takes up the rest.
A vacation yearly where I opt for luxury stays usually. I might travel for work another 2 times a year too. All in India.
I was planning to take Axis atlas cc based on the hotel spends I have and the rewards it offers for accor or itc.
As I asked in the previous thread - I have been rejected by axis for atlas twice and now they stopped issuing atlas cards.
My wife has a sbi cashback card with a low limit which we just started using. So most online spends we cover on that. I need a card with minimal lounge access and gives good rewards for the hotel stays which I have every month.
Can anyone help as to which is the right credit card for me.
HDFC RM said they can't offer me DCB as they can't show dual income they need one of it to be above 2.5 lakhs per month. They offered me regalia. I don't have any prior relationship with any bank other than SBI and Kotak Mahindra.
HSBC travel one doesn't have extra rewards on hotels and they don't have itc as their partner.
