HDFC Regalia Gold LTF Offer

[bhavyakjain]

Hello

I had taken HDFC Freedom Credit Card as LTF in December first half under festive offer.

Now I got to know Regalia Gold is being offered LTF.

Any trick to get RG card under this offer ?

I tried checking from alternative mobile but only seeing DCP, Swiggy & Neu Plus.

 

[honey_jpr]

RG ltf lekar kya karoge!?? lounge access!??

Kuch badhiya card lene ka tareeka bataiye issi salary criteria m

 

[VSC]

I am almost in the same position.

HDFC Preferred salary account, 2L+ net salary
Having 2 HDFC cobranded cards - Swiggy and Neu Infinity, both with shared limit of 7.63L.
In talks with RM to get RG LTF, account just started 2 months back. So she told to wait for 3-5 months of continuous salary credit. I'll update if there is any progress.

Is it possible to convert swiggy to a core card?

 

[nh124001]

Kuch badhiya card lene ka tareeka bataiye issi salary criteria m

apne spend n requirement batao...

waise below 2L salary mein super premium sahi nahi rahega

for travel : mid range(hdfc dcp), semi premium (hdfc regalia gold), premium (axis atlas) / amex PT(abhi mil nahi raha)
cashback : sbi cashback/ axis airtel / hsbc live+ / kotak myntra / hdfc swiggy or millenia

suggestion : LTF ke liye jayda effort waste mat karo, better hai koi bhi cc choose karo,,but usko ache se nichodna aata ho

 

[bhavyakjain]

apne spend n requirement batao...

waise below 2L salary mein super premium sahi nahi rahega

for travel : mid range(hdfc dcp), semi premium (hdfc regalia gold), premium (axis atlas) / amex PT(abhi mil nahi raha)
cashback : sbi cashback/ axis airtel / hsbc live+ / kotak myntra / hdfc swiggy or millenia

suggestion : LTF ke liye jayda effort waste mat karo, better hai koi bhi cc choose karo,,but usko ache se nichodna aata ho

Could u help me upgrade my HDFC freedom yomillenia or regalia gold ltf ?
Salary account with HDFC for more than ayear

RM ia useless

 

[honey_jpr]

apne spend n requirement batao...

waise below 2L salary mein super premium sahi nahi rahega

for travel : mid range(hdfc dcp), semi premium (hdfc regalia gold), premium (axis atlas) / amex PT(abhi mil nahi raha)
cashback : sbi cashback/ axis airtel / hsbc live+ / kotak myntra / hdfc swiggy or millenia

suggestion : LTF ke liye jayda effort waste mat karo, better hai koi bhi cc choose karo,,but usko ache se nichodna aata ho

Bro Usage mostly online spends like Amazon, UPI spends, fuel spends 5k pm

 

[nh124001]

Could u help me upgrade my HDFC freedom yomillenia or regalia gold ltf ?
Salary account with HDFC for more than ayear

RM ia useless

escalate karo, level by level dhamki bhi dena.. band kara duga freedom ko.. salary account shift karaduga.. aga fir bhi na maane..band kardena freedom ko..after 6mnths fresh apply millenia ..mil jayega easily

 

[nh124001]

Bro Usage mostly online spends like Amazon, UPI spends, fuel spends 5k pm

fir toh cashback cards hi best hai.. better to go for either sbi cashback or hdfc swiggy
upi : axis airtel rupay or kiwi yes
fuel : sbi bpcl octane / icici hpcl super saver / rbl xtra

 

[honey_jpr]

fir toh cashback cards hi best hai.. better to go for either sbi cashback or hdfc swiggy
upi : axis airtel rupay or kiwi yes
fuel : sbi bpcl octane / icici hpcl super saver / rbl xtra

Yes bro, have these few
SBI CB, Swiggy, Kiwi, Axis IOCL

 

[satty]

Bro Usage mostly online spends like Amazon, UPI spends, fuel spends 5k pm

SBI Cashback for online and SBI Octane for fuel ... Both comes with fees but with octane you will get fees worth fuel so that's almost free and you can request fee waiver on renewal date SBI did it twice for me over call. After 2 years of usage, you can mail them to make it LTF. I got both converted to LTF recently.

 

[NikhilG]

RG ltf lekar kya karoge!?? lounge access!??

for milestone spends 10x reward points
DCP free upgrade mil raha LTF vo le lun?

 

[nh124001]

for milestone spends 10x reward points
DCP free upgrade mil raha LTF vo le lun?

if you are able to hit milestones toh.. waise bhi fees waive hojayegi on 4L

dcp LTF is also fine, regalia gold jaisa hi hai

 

[NikhilG]

if you are able to hit milestones toh.. waise bhi fees waive hojayegi on 4L

dcp LTF is also fine, regalia gold jaisa hi hai

but regalia gold se DCB metal ka safar asaan hai. Mera aim hai DCB metal ko LTF free lena
Mughe saare life mein rakhne hi LTF cards hai. I don't like to pay for credit cards

 

[nh124001]

but regalia gold se DCB metal ka safar asaan hai. Mera aim hai DCB metal ko LTF free lena
Mughe saare life mein rakhne hi LTF cards hai. I don't like to pay for credit cards

dcb metal ki eligibility hi 2.5L salary per month hai woh bhi FYF.. bahut rarely hi dcb metal LTF dete hai

 

[NikhilG]

dcb metal ki eligibility hi 2.5L salary per month hai woh bhi FYF.. bahut rarely hi dcb metal LTF dete hai

apni to salary 1.5 L hi hai, RG LTF to de denge na ?
3 months ki salary slips le chuke hain, bol rahe hain 10 din lagayenge decide karne mein

 

[harshraj013]

Does hdfc use floater via online application?

 

[gauravbhati]

In my opinion wait for some more time.. may be a year.. what is your spend on this card.. LTF will come.. I waited for an year got LTF gold . Make some spends on this card.

I mainly spend 1L in a quarter to get extra 1k milestone benefit that's it. Other than that I don't find Millennia useful as no cb on wallet transactions now...

Also I hv Sbi cashback for all online transactions..

How much spends you hav made to get R Gold as LTF ? What was your credit limit that time ?

 

[Kukku]

I mainly spend 1L in a quarter to get extra 1k milestone benefit that's it. Other than that I don't find Millennia useful as no cb on wallet transactions now...

Also I hv Sbi cashback for all online transactions..

How much spends you hav made to get R Gold as LTF ? What was your credit limit that t

I mainly spend 1L in a quarter to get extra 1k milestone benefit that's it. Other than that I don't find Millennia useful as no cb on wallet transactions now...

Also I hv Sbi cashback for all online transactions..

How much spends you hav made to get R Gold as LTF ? What was your credit limit that time ?

I didn't spend much.. less than 40000. What is your limit on the card. I think need 300000 for upgrade

 

[Kukku]

I am also getting salary in my hdfc account net 1.75l, want to upgrade from my Regalia LTF cc to any better variant cc, how cud I achieve that.

I think salary is not a problem for upgrade. You need to spend around 500k in 6 months and 500000 limit on your card. Then apply for the DCB . Once you reached 800000 limit and spend. Apply for infinia

 

[NikhilG]

I think salary is not a problem for upgrade. You need to spend around 500k in 6 months and 500000 limit on your card. Then apply for the DCB . Once you reached 800000 limit and spend. Apply for infinia

It's not good to spend 100 percent of your limit, it decreases your cibil

 

[honey_jpr]

I think salary is not a problem for upgrade. You need to spend around 500k in 6 months and 500000 limit on your card. Then apply for the DCB . Once you reached 800000 limit and spend. Apply for infinia

Thanks for the info, But spending 5Lac is a task, as having multiple cards with different benefits! let's see..