HDFC PRE APPROVED OFFER MISTAKE ⁉️

[Piyush_]

Hey 👋
Actually i. Made a mistake yr...
I have three pre-approved offer from hdfc
1= HDFC DCP (LTF)
2= HDFC INDIAN OIL (LTF)
3==HDFC SWIGGY (CHARGED)
I choose hdfc swiggy which fees was 500+gst
I applied for it through the RM guide using there employee code.... Date =28/05/2025
Card get approved, not received physically
Now i check that if i applied it from CASHKRO i get a reward of 1000... It's so bad for me. 😔 😔
Is there any way to revert it and apply again through CASHKRO..
🤔 🤔

 

[ccninja]

hdfc dcp had the better future for higher upgrade. nothing can be done now.

 

[Piyush_]

hdfc dcp had the better future for higher upgrade. nothing can be done now.

Hmm...
Don't even know how i make this decision to apply for HDFC swiggy...
Cards I'm using now
=AXIS AIRTEL
=INDUSIND LEGEND
=AXIS NEO
=SBI CASHBACK
Don't know it's a good decision or not
Getting confused 😕

 

[chiefwhowahoo]

Hmm...
Don't even know how i make this decision to apply for HDFC swiggy...
Cards I'm using now
=AXIS AIRTEL
=INDUSIND LEGEND
=AXIS NEO
=SBI CASHBACK
Don't know it's a good decision or not
Getting confused 😕

if you haven't received the card, then don't activate it for 30-45 days, it would be closed automatically and probably after 3-6 months, you would again be eligible for another credit card.
HDFC execute and RM will call you and force you to activate, DON"T activate in any case

 

[Piyush_]

if you haven't received the card, then don't activate it for 30-45 days, it would be closed automatically and probably after 3-6 months, you would again be eligible for another credit card.
HDFC execute and RM will call you and force you to activate, DON"T activate in any case

Hmmm...
but i opened account in hdfc only for there pre-approved credit card offer... Operating it from September 2024
Now have to waste 3-6 month again for this...
Now making this foolish can't even understand what to do.
Is DCP a core card of hdfc?

 

[chiefwhowahoo]

Hmmm...
but i opened account in hdfc only for there pre-approved credit card offer... Operating it from September 2024
Now have to waste 3-6 month again for this...
Now making this foolish can't even understand what to do.
Is DCP a core card of hdfc?

Yes DCP is a core CC

 

[ccninja]

Hmmm...
but i opened account in hdfc only for there pre-approved credit card offer... Operating it from September 2024
Now have to waste 3-6 month again for this...
Now making this foolish can't even understand what to do.
Is DCP a core card of hdfc?

avoid dcp for now if you don't need it. it is not millennia, regalia or dcb black.

 

[Piyush_]

avoid dcp for now if you don't need it. it is not millennia, regalia or dcb black.

Yes that's why i choose that Co-branded..
I don't need lounge access as of now ....
Also comparison from different type of cashback card I found Hdfc swiggy is best...
Due to overexcitement i applied it fastly..
And also get a loss of that flat 1000 reward from CASHKRO 🤦🏻‍♂️🤦🏻‍♂️

 

[Kushagra_]

Yes that's why i choose that Co-branded..
I don't need lounge access as of now ....
Also comparison from different type of cashback card I found Hdfc swiggy is best...
Due to overexcitement i applied it fastly..
And also get a loss of that flat 1000 reward from CASHKRO 🤦🏻‍♂️🤦🏻‍♂️

It's okay extra 500 ke liye itna jhnajhat mat palo

 

[Dreams Of Desire 💓]

Pre-approved and applied via RM. Good. Very good.

It's not related to this issue but it will help you for future.
Don't share your otp card details cvv to anyone. Don't share your ID details via whatsapp. there is no provision for digital arrest in india. No police ED IT NCB officer can do that.

I don't want card = Don't activate card after delivery.
Then apply after 3 months.
I don't want to wait = live with it. Why to bother about some 1k which will be credited after 3 months without any certainty.

People have you got the hdfc's 1500 gv after rm code?

 

[praful47]

Hey 👋
Actually i. Made a mistake yr...
I have three pre-approved offer from hdfc
1= HDFC DCP (LTF)
2= HDFC INDIAN OIL (LTF)
3==HDFC SWIGGY (CHARGED)
I choose hdfc swiggy which fees was 500+gst
I applied for it through the RM guide using there employee code.... Date =30/05/2025
Card get approved, not received physically
Now i check that if i applied it from CASHKRO i get a reward of 1000... It's so bad for me. 😔 😔
Is there any way to revert it and apply again through CASHKRO..
🤔 🤔

Aaj 29 may hai , tumne 30 may ko kaise apply Kiya ... Tumhare pas time machine hai kya ?

 

[Amit_1]

Aaj 29 may hai , tumne 30 may ko kaise apply Kiya ... Tumhare pas time machine hai kya ?

Nice catch . .

 

[GTSaketh]

Keep in mind, if you get co branded cc first. It's almost impossible to get core card later. I would recommend getting DCP or wait for better offer.

For now just don't activate the card. Unless you don't care about HDFC core cards.

 

[Piyush_]

It's okay extra 500 ke liye itna jhnajhat mat palo

Haa pr yr...
Dukh is Baat ka ki forum me info ke baad bhi glt kr dia 😔...
And also not get that core card...
Due to such a silly mistake

 

[Piyush_]

Pre-approved and applied via RM. Good. Very good.

It's not related to this issue but it will help you for future.
Don't share your otp card details cvv to anyone. Don't share your ID details via whatsapp. there is no provision for digital arrest in india. No police ED IT NCB officer can do that.

I don't want card = Don't activate card after delivery.
Then apply after 3 months.
I don't want to wait = live with it. Why to bother about some 1k which will be credited after 3 months without any certainty.

People have you got the hdfc's 1500 gv after rm code?

Hmm... Thnx for making an mood calm down...
Forum members says that taking DCP has a good future upgrades.... And it's also a core card
...due to my extraordinary mind 😂
i choose this Co-branded...
Is there any way to get core card easily after few months?

 

[Piyush_]

Aaj 29 may hai , tumne 30 may ko kaise apply Kiya ... Tumhare pas time machine hai kya ?

Are nhi yr..
Glti se ho gya hoga error....
Maine correct kr dia

 

[Piyush_]

Keep in mind, if you co branded cc first. It's almost impossible to get core card later. I would recommend getting DCP or wait for better offer.

For now just don't activate the card. Unless you don't care about HDFC core cards.

Hmm.. i also think to not activate this

 

[Dreams Of Desire 💓]

Hmm... Thnx for making an mood calm down...
Forum members says that taking DCP has a good future upgrades.... And it's also a core card
...due to my extraordinary mind 😂
i choose this Co-branded...
Is there any way to get core card easily after few months?

With an 6 to 8 digit bank balance anything is possible for mighty chaddiphasi bank. Lure the BM with this.

 

[Piyush_]

With an 6 to 8 digit bank balance anything is possible for mighty chaddiphasi bank. Lure the BM with this.

You are correct....
I know the way, From this way i get that pre-approved offer..
But don't even know that taking this first hdfc Co-branded card is having a difficulty in future upgrades....? ❓ Let me know...
According to forum i make a mistake..
getting more confused 😕

 

[Dreams Of Desire 💓]

You are correct....
I know the way, From this way i get that pre-approved offer..
But don't even know that taking this first hdfc Co-branded card is having a difficulty in future upgrades....? ❓ Let me know...
According to forum i make a mistake..
getting more confused 😕

As i have not personally faced can't say for sure. most people did not get core BUTT, some people did get core after cobrand with difficulty.
Tabulate your needs for uses of card. Decide on that. like cornhub has so many genres but what i use to orgasam is up to me not by others. Also don't watch corn videos in public it's a crime.