Millennia HDFC Pre-approved CC offer updated from MONEYBACK+ to MILLENIA in just 2 Months of Wait.

[uipolo]

I wanted to share my experience for those who are waiting and wondering whether patience with HDFC pays off.

Around 10 June 2025 –I got pre-approved credit card offer with limit upto ₹56K, with only MoneyBack+, Swiggy, and IndianOil variants showing. All were paid but within a week all cards started showing as LTF.

I was very disappointed withcard varient and also with limit provided. So, After suggestion from @SSV and @GTSaketh , I decided to upgrade my account to Classic banking ( Gramin Vishesh Banking)

On 29 June 2025 – I upgraded my regular savings account to VISHESH BANKING.

After upgrading account to VISHESH BANKING :-

Early July 2025 – Pre-approved limit increased from 56k to ₹63K, but still the same card variants.

11 August 2025 – Limit increased again, this time to ₹1,00,000, still same variants.
Also DCEMI increased from 60k to 125k

Today (12 August 2025) – Card variant list finally changed, and Millennia Credit Card is now showing as pre-approved LTF


View attachment 106403

Observation:
After upgrading to Vishesh Banking, my pre-approved limit increases came faster and in bigger jumps .

Now that Millennia is finally showing, should I apply myself directly through NetBanking or go via an HDFC credit card agent for NO ANY VERIFICATION.

It's gonna be my first UNSECURED CC.
Now, I WILL BE NO MORE CC VIRGIN 🙃.

 

[Das.N]

Mastercard varient.
Booking 14/08/2025 Delivered 18/08/2025

Rupay varient.
Booking 18/08/2025 Delivery : Still in transit

My RUPAY varient of MILLENIA is stuck in transit. What to do. Last update is showing of 6 days ago..
View attachment 108342

Complained INDIA POST/SPEED Post, but no response.
also complained HDFC customer care but they are saying if you wish he can block and issue new card or wait 5 days more because speed Post takes around 10-15 days to deliver parcel.

I don't want to block and issue other rupay variant because my current rupay variant CC number is too easy and simple( like 030003) . I remembered it already.

Any way to get my current rupay card.?
@SSV @Vasuki @HumorSimpson

Is Blue dart service available in your area? HDFC usually sends credit cards via Bluedart, I received my Rupay Millennia on the next day of card dispatch ( Mumbai to Kolkata Urban).
If the card goes back to HDFC you can request HDFC to resend via Bluedart (if service is available).
Btw, How is the service quality of India post in your area? Don't you receive govt docs like Aadhar,Pan, Passport via Indiapost?

 

[uipolo]

Patna me atka hai tumhara card , dekh ke .... Transaction on mat rakhna

Currently I am using this card for UPI merchant payment and also spended more than 20k on education fee using this card.

In these two weeks ,my First bill for millenia card already generated and I paid it full, just after bill generate. but sill not received any reward point 🤔.

Current these transactions are ON on my card

 

[HumorSimpson]

Currently I am using this card for UPI merchant payment and also spended more than 20k on education fee using this card.

In these two weeks ,my First bill for millenia card already generated and I paid it full, just after bill generate. but sill not received any reward point 🤔.

Current these transactions are ON on my card
View attachment 108357

Points always are credited in the first week of the next calendar month. So you get by Sept 1st week.

 

[Das.N]

Currently I am using this card for UPI merchant payment and also spended more than 20k on education fee using this card.

In these two weeks ,my First bill for millenia card already generated and I paid it full, just after bill generate. but sill not received any reward point 🤔.

Current these transactions are ON on my card
View attachment 108357

For this month's spending, you will get your reward points in the upcoming month (2nd-7th dat of next month)

 

[uipolo]

Is Blue dart service available in your area? HDFC usually sends credit cards via Bluedart, I received my Rupay Millennia on the next day of card dispatch ( Mumbai to Kolkata Urban).
If the card goes back to HDFC you can request HDFC to resend via Bluedart (if service is available).
Btw, How is the service quality of India post in your area? Don't you receive govt docs like Aadhar,Pan, Passport via Indiapost?

Speed Post service is fantastic in my area.
Never faced any issue.

Infact same MASTERCARD variant of MILLENIA was delivered in just 4 days through speed Post which was sended by hdfc on 14/08/2025 received on 18/08/2025.

But this time don't know hat happened.

 

[praful1947]

Speed Post service is fantastic in my area.
Never faced any issue.

Infact same MASTERCARD variant of MILLENIA was delivered in just 4 days through speed Post which was sended by hdfc on 14/08/2025 received on 18/08/2025.

But this time don't know hat happened.

Keep your transactions off until you receive card in your hand .