HDFC pre-approved card selection

[hideaway]

Received a pre-approved offer from hdfc.
3 cards to select.
Confused between diners club privilege and regalia.
Honestly i was hoping for millenia.

Please advise which one to go.
90% spends on online only.

To make ltf it says spend 1 lakh in 90 days. So is this still active. Heard conditional ltf has been stopped from hdfc side.

 

[Batmanbaba]

What is ur spend pattern.... Which account variant do u have in hdfc... Bank Account age... Mow much mab u maintained...??

 

[Vedansh Koranne]

If you have other cards which do not offer airport lounge then go for diners if you have then definitely go for regalia

 

[anirbanm]

I suggest DCP

Received a pre-approved offer from hdfc.
3 cards to select.
Confused between diners club privilege and regalia.
Honestly i was hoping for millenia.

Please advise which one to go.
90% spends on online only.

To make ltf it says spend 1 lakh in 90 days. So is this still active. Heard conditional ltf has been stopped from hdfc side.

View attachment 4867

 

[hideaway]

What is ur spend pattern.... Which account variant do u have in hdfc... Bank Account age... Mow much mab u maintained...??

Savings max. 3 month old. 1L to 1.25L mab

 

[hideaway]

Honestly, after SBI Cashback launch HDFC below super-premium cards not worth much. But to avail the bank offers, and for backup of other cards even this SBI Card..

- HDFC Privilege = If you don't have Lounge or much of Offline requirement comes with milestone benefits.

- Regalia = For wide acceptance and Priority Pass (heard they reduced number of lounges, check once).

Could you share in what format you received pre-approved offer (along with screenshot, if you have). Thanks

i selected regalia over dcp.

 

[hideaway]

i had a cibil enquiry of 1000 from hdfc.

Then why are they saying pre-approved..? pre-approved don't have cibil enquiry.

Also that LTF conditions are still valid..?

 

[jack333]

Apply from branch. They are giving unconditional LTF

 

[SiddharthR]

Apply from branch. They are giving unconditional LTF

But then he won't get ₹1500 voucher of Amazon

 

[jack333]

Only 500. Rest 1000 is agent commission. But you get unconditional LTF by applying C2C or by salary slips

 

[jack333]

Regalia is above DCP in hierarchy

 

[padamsingh]

I also got pre approved offer Regalia of 3L. But asked my RM to downgrade it to Millenia. He applied for Millenia and it approved.

 

[gurubhai]

Apply from branch. They are giving unconditional LTF

Hey can you please share the Salary requirement details of HDFC cc LTF again.
For DCP, Regalia and Millenia. I remember u shared earlier on some other thread but i was not able to find that message 😅

 

[jack333]

70k, 1lakh and 35k

 

[jack333]

I also got pre approved offer Regalia of 3L. But asked my RM to downgrade it to Millenia. He applied for Millenia and it approved.

Yes i also think millenia is better than regalia in terms of statement cashback

 

[hideaway]

I also got pre approved offer Regalia of 3L. But asked my RM to downgrade it to Millenia. He applied for Millenia and it approved.

I also enquired with RM. she asked me to apply for regalia or dcp.
After 20 days of activation she can downgrade it to millenia. if she touch the application we wont get the gift voucher.

applied for regalia. card will be delivered tomorrow.

Hope she downgrade it to Millenia after 20 days.🤞

 

[anirbanm]

I got Cibil enquiries for my HDFC, Axis, Kotak cards even though they were pre approved.

 

[pjain2712]

I also enquired with RM. she asked me to apply for regalia or dcp.
After 20 days of activation she can downgrade it to millenia. if she touch the application we wont get the gift voucher.

applied for regalia. card will be delivered tomorrow.

Hope she downgrade it to Millenia after 20 days.🤞

You applied on your own or via RM? I also was told the same that I can downgrade to Millennia after 20 days, I applied for DCP.

 

[Rahul Gupta]

i selected regalia over dcp.

This is not a pre approved offer. actually its a pre qualified offer.

 

[hideaway]

You applied on your own or via RM? I also was told the same that I can downgrade to Millennia after 20 days, I applied for DCP.

Applied my own.