HDFC Playing with my heart and emotions..!!

[tiny]

1ST offer which I didn't except

second preapproved again I planned to wait

offer that I got today

Now I dont know what to do. I was looking to get millennia with better limit but I think for the foreseeable future I am stuck with this offer. I was planning to buy IPHONE 13 with CC on Flipkart BBD which I dont see it happening.


And no I am not dying..... it was a clickbait

 

[anirbanm]

HDFC doesn't care much about your account variant, balance for credit card related stuff, personal experience.

You need to maintain balance & also can upgrade to Savings Max. Mine first was ₹1,56,000 (Business Moneyback CC)

 

[moonsmart]

First off all u could take Axis Flipkart which gives u 5% off on Flipkart... Anyways if u can't get that take SBI CashBack.

If u need HDFC, then apply for Millenia directly. Then contact CuC for limit enhancement using income or C2C and buy ur iPhone. Now after few months call again request for LTF or upgrade to Regalia. Millennia is useless now because 9f the launch of SBI CashBack

Let's just hope Cashback SBI card doesn't gets devalued before Millennia.

 

[tiny]

HDFC doesn't care much about your account variant, balance for credit card related stuff, or personal experience.

haha, Bhai long time no see. I have to admit you were been missed on this forum

 

[tiny]

will I get it as life time free if I will spend 30k in 90 days ..?

 

[chaitanyamella]

will I get it as life time free if I will spend 30k in 90 days ..?

Yes. Conditional lifetime free as mentioned.

 

[mvsaikrishna666]

will I get it as life time free if I will spend 30k in 90 days ..?

Yes, Just spend 30K in 3 months and it will be converted to LTF. Happened for me. I got money back in June 2022. In 2months I spent 30K and in the next statement I got the reward point related to LTF.

 

[pjain2712]

Yes, Just spend 30K in 3 months and it will be converted to LTF. Happened for me. I got money back in June 2022. In 2months I spent 30K and in the next statement I got the reward point related to LTF.

The LTF offer seems to be ended now from 12th Sept, please check https://www.technofino.in/community...hdfc-credit-cards-from-sep-12th-to-30th.2831/

 

[tiny]

The LTF offer seems to be ended now from 12th Sept, please check https://www.technofino.in/community...hdfc-credit-cards-from-sep-12th-to-30th.2831/

maybe after 30 sept LTF will be back

 

[pjain2712]

maybe after 30 sept LTF will be back

Or may be they extend, can't say.

 

[SiddharthR]

HDFC doesn't care much about your account variant, balance for credit card related stuff, personal experience.

But this is my experience,
I first opened Savings Max (Jun'21),
Credit card offer (Apr'22)
Got upgrade to Preferred directly (Jun'22)

 

[tiny]

Or may be they extend, can't say.

so what should I do now..?
apply wait or die...?

@TechnoFino sir aap hi batado please. what should be done ?

 

[chaitanyamella]

so what should I do now..?
apply wait or die...?

@TechnoFino sir aap hi batado please. what should be done ?

Since it shows conditional lifetime free, record the process while applying. You can always claim if they deny it (unlikely that they will deny)

 

[Sreerag]

will I get it as life time free if I will spend 30k in 90 days ..?

Yes.. or u can take add on card also

 

[Sreerag]

Since it shows conditional lifetime free, record the process while applying. You can always claim if they deny it (unlikely that they will deny)

I wanted to take an HDFC card, since add on cards are free and like that can I take the card as LTF?

 

[chaitanyamella]

I wanted to take an HDFC card, since add on cards are free and like that can I take the card as LTF?

I don't think the LTF on taking add on card offer is there anymore. If it explicitly shows on the offer page, then yes. Else, you have to meet the spend criteria (again only if shown on the offer page).

 

[Sreerag]

I don't think the LTF on taking add on card offer is there anymore. If it explicitly shows on the offer page, then yes. Else, you have to meet the spend criteria (again only if shown on the offer page).

Ok thanks

 

[tiny]

getting this now should I apply but its most probably not LFT..!!

 

[churn]

Icici rejected, hdfc rejected, sbi rejected, rbl rejected

HDFC-did you apply online or via offline?

 

[Batmanbaba]

HDFC-did you apply online or via offline?

Online.... Even sent documents to chennai office.... Having savings account... Still rejected....

 

[Sahilsardalia]

Since you have a classic account, why don't you reach out to your RM. Also, there is a chance that the card variant offered might change after you start the application. Not guaranteed, but there is a chance.

got the same offer in my family , after applying they gave me freedom card instead of iocl