HDFC paytm card limit?

[SPLA]

Decided to get the HDFC paytm card because of its 1% DCC. Will it follow the limit of all my other non hdfc cards? Just wanted to know.

 

[vaibhav111]

Decided to get the HDFC paytm card because of its 1% DCC. Will it follow the limit of all my other non hdfc cards? Just wanted to know.

yes. share limit of both core hdfc and paytm hdfc will be same aka combined/ shared limit

 

[SPLA]

yes. share limit of both core hdfc and paytm hdfc will be same aka combined/ shared limit

I don't have any HDFC cards as of right now nor do I have an account with them. I wanted to know if it'll have around the same credit limit as all my other cards as reported to credit agencies.

 

[vaibhav111]

I don't have any HDFC cards as of right now nor do I have an account with them. I wanted to know if it'll have around the same credit limit as all my other cards as reported to credit agencies.

the credit limit may not necessarily align with your existing cards. Credit limits are determined based on various factors, including your credit history, income, and the issuing bank's policie. salaried and self employed would play a role too here. Normally with high ITR individual would get better limit if this cibil is above 750 and this debit to credit ratio also matters.