HDFC Neu+ To Millennia Rupay

[muk9998]

May 2024 – Tata Neu Plus HDFC Credit Card approved with ₹80,000 limit.

Late May 2024 – Requested conversion to Lifetime Free. SUCCESS

Dec 2024 – Asked for conversion to Millennia, but was told my limit was not sufficient. FAILED

June 2025 – Limit enhanced from ₹80,000 to ₹96,000.

July 2025 – Again requested conversion, escalated to multiple teams. FAILED

Aug 2025 – Escalated to PNO. Also mentioned that due to co-brand restriction on Tata Neu card, I missed many HDFC offers and had to use other bank cards instead. 😂 SUCCESS

Today – Got offer for Millennia RuPay upgrade, accepted fee structure, reward points transfer, and CIBIL check.


Latest – The Millennia RuPay card is now visible in MyCards.


Current FY Spend- ₹2 Lakhs+
Last FY Spend- 6L+

 

[HumorSimpson]

You got the best card now.

 

[rajcasio]

Finally I am Out Of Co-branded Restrictions.

Me too have TN+
If you give more details on How you converted it? will help me too in doing so

 

[Dr.AMAN]

Pls dont just show the teaser and leave bro. We want full movie. In the same boat here. Have TN+ and want to upgrade to Millenia

 

[Raaghul5]

Finally I am Out Of Co-branded Restrictions.

View attachment 107368

Was it a paid upgrade or LTF upgrade?

 

[purushotham]

Both

LTF or FYF

Finally I am Out Of Co-branded Restrictions.

View attachment 107368

Congratulations

Both LTF or FYF

 

[muk9998]

It's Is First Year Free.
I have pretty good UPI Spends So Wil hit the milestone Easily.

 

[Dr.AMAN]

Bro pls tell in detail how u got it converted. How old was ur card? What was the limit? How much u spent on it. How did u convince HDFC to do the impossible.

 

[rajcasio]

Requesting TN+ to Millenia or Regalia to Millenia. Which one has better chances?

 

[muk9998]

Bro pls tell in detail how u got it converted. How old was ur card? What was the limit? How much u spent on it. How did u convince HDFC to do the impossible.

Thread Updated - added timeline

Both

LTF or FYF

Congratulations

Both LTF or FYF

Was it a paid upgrade or LTF upgrade?

FYF

Requesting TN+ to Millenia or Regalia to Millenia. Which one has better chances?

Millennia
If you have good limit then regalia by explaining why you want it

 

[pinki]

Bro pls tell in detail how u got it converted. How old was ur card? What was the limit? How much u spent on it. How did u convince HDFC to do the impossible.

What's ur CL ?

 

[Dr.AMAN]

Do u have HDFC SA?

 

[Dr.AMAN]

What's ur CL ?

It is just 70k. Axis, SBI, ICICI, CSB etc all of them gave me more than double of this limit. I got HDFC Swiggy and TN+ LTF. These HDFC buggers were not giving me any core card after that. Out of fomo I took the Freedom card(paid) from paytm. Now they r not even ready to upgrade it to moneyback+ even though the floor limit for moneyback+ is 35k. I dont have SA in HDFC maybe thats y not getting any limit enhancements also till now.

 

[muk9998]

It is just 70k. Axis, SBI, ICICI, CSB etc all of them gave me more than double of this limit. I got HDFC Swiggy and TN+ LTF. These HDFC buggers were not giving me any core card after that. Out of fomo I took the Freedom card(paid) from paytm. Now they r not even ready to upgrade it to moneyback+ even though the floor limit for moneyback+ is 35k. I dont have SA in HDFC maybe thats y not getting any limit enhancements also till now.

L1 Se Mail start kardo last me pno ko karna most probably ho jayega.

Aabhi kafi logo ka neu Plus to Millennia hua hai

 

[pinki]

It is just 70k. Axis, SBI, ICICI, CSB etc all of them gave me more than double of this limit. I got HDFC Swiggy and TN+ LTF. These HDFC buggers were not giving me any core card after that. Out of fomo I took the Freedom card(paid) from paytm. Now they r not even ready to upgrade it to moneyback+ even though the floor limit for moneyback+ is 35k. I dont have SA in HDFC maybe thats y not getting any limit enhancements also till now.

Its really hard to get millenia with this limit.
I too was rejected when i had 86k , but u may try , directly shoot mail to grievance, if eligible they will do. No need to follow ladders

 

[HumorSimpson]

I dont have SA in HDFC maybe thats y not getting any limit enhancements also till now.

This is correct. Get a savings account and start using its debit card. System will trigger upgrades easily

 

[rajcasio]

Thread Updated - added timeline


FYF


Millennia
If you have good limit then regalia by explaining why you want it

Regalia - 3.5L limit

 

[muk9998]

Regalia - 3.5L limit

You have 3.5L Limit on Tata Neu Plus ?

 

[rajcasio]

You have 3.5L Limit on Tata Neu Plus ?

Yes both shared - Regalia + TN+

 

[Sree CC]

It is just 70k. Axis, SBI, ICICI, CSB etc all of them gave me more than double of this limit. I got HDFC Swiggy and TN+ LTF. These HDFC buggers were not giving me any core card after that. Out of fomo I took the Freedom card(paid) from paytm. Now they r not even ready to upgrade it to moneyback+ even though the floor limit for moneyback+ is 35k. I dont have SA in HDFC maybe thats y not getting any limit enhancements also till now.

With 60k CL, recently I have got upgraded to Millennia FYF from paid MB+. I have no relationship with HDFC. It took me 2 Months to get this.

Wrote to the customer care regarding CL & upgradation: they directed me to send salary slips (my net is 90k) & docs to the famous Chennai Office.
Again requested to send the same soft copies to their mail. After this there was no response. I wrote to the Grievance. Again I was requested for soft copies. At last they asked for the consent & Millennia was approved.