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HDFC Neu+ To Millennia Rupay

muk9998

TF Premier
May 2024 – Tata Neu Plus HDFC Credit Card approved with ₹80,000 limit.

Late May 2024 – Requested conversion to Lifetime Free. SUCCESS

Dec 2024 – Asked for conversion to Millennia, but was told my limit was not sufficient. FAILED

June 2025 – Limit enhanced from ₹80,000 to ₹96,000.

July 2025 – Again requested conversion, escalated to multiple teams. FAILED

Aug 2025 – Escalated to PNO. Also mentioned that due to co-brand restriction on Tata Neu card, I missed many HDFC offers and had to use other bank cards instead. 😂 SUCCESS

Today – Got offer for Millennia RuPay upgrade, accepted fee structure, reward points transfer, and CIBIL check.


Latest – The Millennia RuPay card is now visible in MyCards.


Current FY Spend- ₹2 Lakhs+
Last FY Spend- 6L+


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