Hdfc launch 4 new business credit card

[CMG]

1. Biz Black Metal Edition Credit Card (https://www.hdfcbank.com/personal/pay/cards/business-credit-cards/biz-black)
   • 5 Reward Points for every ₹ 150 spent (1 RP is equal to upto ₹1)
   • 5X Reward Points on Bill Payments via PayZapp/SmartPay, Income Tax, GST & vendor payments via Swifti & SmartHub Vyapar, SmartBuy BizDeals
   • Unlimited Airport Lounge Access
   • Complimentary Annual membership of Club Marriott & Taj Stay Voucher worth ₹ 5000 on spends of ₹1.5 lakh within first 90 days as Welcome Benefit
   • Flight tickets / Taj Hotels Stay Voucher worth up to Rs.5,000 on every ₹ 5 Lakhs & above spends, Earn voucher worth ₹ 20,000 in calendar year as Milestone Benefit
   • Joining/Renewal Membership Fee – Rs. 10,000/- plus Applicable Taxes
2. Biz Power Credit Card (https://www.hdfcbank.com/personal/pay/cards/business-credit-cards/biz-power)
   • 5X Reward Points on Bill Payments via PayZapp/SmartPay, Income Tax, GST & vendor payments via Swifti & SmartHub Vyapar, SmartBuy BizDeals, Google Ads, Cleartax, Reliance Digital
   • Up to 16 domestic & 6 International Airport Lounge Access in a year
   • Complimentary Amazon Prime Annual Membership + BizPrime 6 months Subscription on completing 1 online transaction within 30 days as Welcome Benefit
   • MakeMyTrip / Reliance Digital Gift Voucher worth up to Rs.2,500 on per quarterly spends of Rs. 2.5 Lakhs as Milestone Benefit
   • 4 Reward Points for every ₹ 150 spent (1 Reward Point = Upto 0.50 paise)
   • Joining/Renewal Membership Fee – Rs. 2500/- plus Applicable Taxes
3. Biz Grow Credit Card (https://www.hdfcbank.com/personal/pay/cards/business-credit-cards/biz-grow)
   • 10X Cashpoints on Bill Payments via PayZapp / SmartPay, Income Tax, GST & vendor payments via Swifti & SmartHub Vyapar, SmartBuy BizDeals, Cleartax, DMart
   • Get 2000 Bonus Cashpoints on quarterly spends of ₹ 1 Lakh as Milestone Benefit. Earn up to 8,000 Cashpoints in a calendar year.
   • 1% Fuel surcharge waiver
   • 2 Cashpoints for every ₹ 150 spent
   • Joining/Renewal Membership Fee – Rs. 500/- plus Applicable Taxes
4. Biz First Credit Card (https://www.hdfcbank.com/personal/pay/cards/business-credit-cards/biz-first)
   • 3% Cashpoints on EMI spends (Earn Maximum 1,000 Cashpoints/ month)
   • 2% Cashpoints on Utility Bills, Electronics, SmartPay & PayZapp transactions (Earn Maximum 500 Cashpoints/ month)
   • 1% Cashpoints on UPI and other spends (Earn Maximum 500 Cashpoints/ month)
   • Get 2000 Bonus Cashpoints on quarterly spends of ₹ 75,000 as Milestone Benefit. Earn up to 8,000 Cashpoints in a calendar year.
   • 1% Fuel surcharge waiver
   • Joining/Renewal Membership Fee – Rs. 500/- plus Applicable Taxes
5. HDFC Bank UPI RuPay Biz Credit Card (https://www.hdfcbank.com/personal/p...dit-cards/hdfc-bank-upi-rupay-biz-credit-card)
   • 3% Cashpoints on Groceries, SuperMarket & Dining spends & all PayZapp transactions. (Maximum of 500 Points can be earned in a calendar month)
   • 2% Cashpoints on Utility spends (Maximum of 500 Points can be earned in a calendar month)
   • 1% Cashpoints on other spends (Excluding Rent, Wallet loads, EMI, Fuel & Education categories) (Maximum of 500 Points can be earned in a calendar month)
   • Joining/ Renewal Membership Fee - ₹99/- + Applicable Taxes (Festive Season Offer!!!)

 

[sid16]

With HDFC portal support, Will Biz Black on Diners have an issue of acceptance for business payments like utilities and tax?

No issue on either IT portal or GST portal.

 

[787]

No issue on either IT portal or GST portal.

But HDFC says GST needs to be made using Swifti or Smartvyapar for 5x rewards.

 

[devarshi84]

Can somebody please also explain the vendor payments? If this means payments to our regular vendors where we use net banking, this will be a big boon.

Also, are the transactions bound by one company GSTIN? I mean, can I use the card for making payments to vendors of another GSTIN (another firm under same ownership)

Thank you. I am being offered this card at the moment and looking to jump.

 

[Manavbhagat95]

Any idea on miles and hotel transfer partners??
Also is it possible to get bizblack on 1.2L gst returns/ month and 6L ITR and also holding 4.21L biz Regalia

any tips ??

 

[Baki]

With HDFC portal support, Will Biz Black on Diners have an issue of acceptance for business payments like utilities and tax?

Probably yes for income tax.

But in gst kotak is only gateway. (so probably no)

 

[Baki]

Can somebody please also explain the vendor payments? If this means payments to our regular vendors where we use net banking, this will be a big boon.

Also, are the transactions bound by one company GSTIN? I mean, can I use the card for making payments to vendors of another GSTIN (another firm under same ownership)

Thank you. I am being offered this card at the moment and looking to jump.

I dont know about vendor payment, but did paid gst (around 2% charges)

Where you got the offer?

Your last 1 years spends?

Whatsapp credit limit on your current card?

Did you spend your whole credit limit in past few months?

Is it upgrade or fresh application.

Asking i also hold b regalia

 

[pra1968]

What about first card.....
3% on EMI?

 

[D7162]

I think @TechnoFino should start taking cc applications for diff banks from here.. bank comission degi aur users ko cards bhi mil jaayenge..

karlo tieup 15-20 banks k sath 🤣

 

[sid16]

Probably yes for income tax.

But in gst kotak is only gateway. (so probably no)

Swifti is there for GST payment by HDFC.

 

[787]

Any idea on miles and hotel transfer partners??
Also is it possible to get bizblack on 1.2L gst returns/ month and 6L ITR and also holding 4.21L biz Regalia

any tips ??

Vistara, Singapore Airlines and Intermiles are the only transfer options. All with 1:1 transfer ratio.

 

[787]

Here is the actual photo of the BizBlack card.

 

[SSMV]

Here is the actual photo of the BizBlack card.

How did you applied

 

[787]

How did you applied

I have mentioned my entire experience on the 1st post of this thread. Request you to please check it. Thanks!

 

[Manavbhagat95]

Vistara, Singapore Airlines and Intermiles are the only transfer options. All with 1:1 transfer ratio.

Can turkish airline award can be booked by krisflyer miles ?
If yes How coz cant see online to do so!!!

What abt hotel partners?

 

[Baki]

Tried upgrade today, this is what i got

 

[drabhishekladdha]

Here is the actual photo of the BizBlack card.

Amazing
Holding infinia and tata neu infinity .
Hoping to get this one

 

[myUser1878]

Here is the actual photo of the BizBlack card.

Where is your branch located at ? I've never had such good experience with HDFC while applying for their cards

 

[Agrimbery]

Amazing
Holding infinia and tata neu infinity .
Hoping to get this one

Hi. I too am holding infinia and tata neu. Can you please tell me how have you applied for this one. I asked my RM he said you need to close infinia which i don't wish to. Thanks 🙏

 

[787]

Hi. I too am holding infinia and tata neu. Can you please tell me how have you applied for this one. I asked my RM he said you need to close infinia which i don't wish to. Thanks 🙏

It can be done even while holding Infinia. Ask him further for dual card form. Every branch has a dedicated credit card person or team. Connect with him or the branch manager as they are the ones with accurate information regarding cards. Also if you have a good relationship with the bank, ask your branch manager to take an approval from the back office before you apply for the card.
Hopefully you'll succeed!

 

[Agrimbery]

It can be done even while holding Infinia. Ask him further for dual card form. Every branch has a dedicated credit card person or team. Connect with him or the branch manager as they are the ones with accurate information regarding cards. Also if you have a good relationship with the bank, ask your branch manager to take an approval from the back office before you apply for the card.
Hopefully you'll succeed!

Thanks man. I have asked the credit card team head to look into it, he has sent a mail for approval but i doubt because he said that only 1 premium card is given per customer. Will ask for dual card form. Although my itr is good and imperia members but not giving them much business. Lets see how it goes. But thanks for the help man. Will connect for further info.