Infinia HDFC Infinia Request Rejected even after Fulfilling 'Spend + Limit' Criteria [Update: Approved]

[harsh864]

What were you CL and spends on the card? And which card was being upgraded?

Limit 20 spends 10.5

 

[theXfactor]

Limit 20 spends 10.5

This is something unheard of - Infinia upgrade getting declined with these figures. I believe 10.5 spends has been in the last 6 months. What was the card getting upgraded?

 

[nikhilesh71]

I am in same boat as you. Got a DCB LTF, dont want to go with Infinia for marginal gains in rewards unless it is offered LTF as well
Most of my spends go on M4B and Atlas combo anyway

Having said that... does anyone have had any success in converting LTF DCB to LTF Infinia here? Would love to hear their journey

Yes, I got my plastic LTF DCB(alumni program) upgraded to infinia metal LTF. It was in Jan 2025 & I had to strong arm them.

 

[Avatar Aang]

Yes, I got my plastic LTF DCB(alumni program) upgraded to infinia metal LTF. It was in Jan 2025 & I had to strong arm them.

Share more details. Like income range. TRV. Vintage etc.

 

[nikhilesh71]

Share more details. Like income range. TRV. Vintage etc.

No point sharing these because except for salary account I don't have anything significant with HDFC(zero balance account). Though I meet their salary criteria(New Infinia criteria). They were giving FYF initially but I am in influential position to move away significant corporate accounts away from them & that buzzed them for LTF. That is problem with HDFC, if they have some criteria then they should stick to it even if CEO applies for it. The moment they start giving exceptions, they will deviate based on these 2 criteria- 1. How much new business you can give to them or either 2. How much damage you can cause them if they don;t budge.

 

[x.xyz35]

No point sharing these because except for salary account I don't have anything significant with HDFC(zero balance account). Though I meet their salary criteria(New Infinia criteria). They were giving FYF initially but I am in influential position to move away significant corporate accounts away from them & that buzzed them for LTF. That is problem with HDFC, if they have some criteria then they should stick to it even if CEO applies for it. The moment they start giving exceptions, they will deviate based on these 2 criteria- 1. How much new business you can give to them or either 2. How much damage you can cause them if they don;t budge.

Can u plz say on which email did u strongarm them ? i was denied by PNO for infinia

 

[nikhilesh71]

Can u plz say on which email did u strongarm them ? i was denied by PNO for infinia

It is Corporate manager that is assigned to client org with more than 15K headcount. He would be of no use to you.