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HDFC Indian Oil vs MoneyBack+

NShah

TF Legend
Contributor
is there any specific reason. currently i don't have any active account with HDFC although previously i had salary account with them and i have closed it
The worst reward rate.It just a credit card you can use for hdfc instant discount offers and Hdfc bank not giving card upgrade offer easily.If you take it you have to stick with this cards
 

purushotham

TF Select
HDFC IOCL you won't get timely reward points, at last you will get fed up with escalations and on iocl they usually don't give upgrade requests (exception do exist)

While MB+ has literally the worst reward rate
Not worth paying ₹500 + GST and reward after fuel surcharge is not 5% it's less than 4% and some times it's a miss

Closed HDFC IOCL credit card today and will use only LTF TATA neu plus credit card.

Can I expect limit increase for TATA Neu plus credit card after 1 year of issuance that matches my ITR now it's half
 

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