same situation with meBumping this up. It seems like one of the best options, I almost got a policy, but backed out last moment thinking there's got to be a catch.
Seeing this is one of the flagship offerings from HDFC Ergo, it would be super helpful if someone knowledgeable would break this down.
everyone is (too good to be true)...same situation with me
I'm almost sold on this
just cautious and worried that there might be a catch
For health insurance fine print is imp and look for claim settlement ratioIf I'm getting the same base sum insured plus 4x with less premium isn't that better
I compared with care, digit, bajaj Allianz and new India, found Ergo Optima Secure to be cheaper for me
Are you saying care has higher settlement ratio compared to HDFC Ergo 🤔For health insurance fine print is imp and look for claim settlement ratio
Which policy should you suggest to port to from this one in the HDFC family. Mine is currently 10l base * 4= 40 lac.I will suggest always have higher base sum insured rather than having 4x thing