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HDFC credit limit in negative

aniplox

TF Buzz
Dear technofino members,
I have a hdfc iocl credit card with a limit of 15k.I took it without waiting as it's my first credit card and I'm a student.I wanted to buy a phone from Flipkart so bought 10k gift voucher from smartbuy.Now the problem is as my limit was almost utilised I paid 10k through paytm and it got credited instantly. Everything was fine until i woke up today and saw limit as -4000 🤕.I emailed them they are yet to reply but when I called them they couldn't figure out the problem.Has this happened before? Is hdfc always like this.
I look forward to your helpful and funny replies.
 

Vasuki

TF Pioneer
Contributor
RML Group
VIP Lounge
Dear technofino members,
I have a hdfc iocl credit card with a limit of 15k.I took it without waiting as it's my first credit card and I'm a student.I wanted to buy a phone from Flipkart so bought 10k gift voucher from smartbuy.Now the problem is as my limit was almost utilised I paid 10k through paytm and it got credited instantly. Everything was fine until i woke up today and saw limit as -4000 🤕.I emailed them they are yet to reply but when I called them they couldn't figure out the problem.Has this happened before? Is hdfc always like this.
I look forward to your helpful and funny replies.
-4000 is more not less .
Check transaction details
 

varun__goel_

TF Legend
Dear technofino members,
I have a hdfc iocl credit card with a limit of 15k.I took it without waiting as it's my first credit card and I'm a student.I wanted to buy a phone from Flipkart so bought 10k gift voucher from smartbuy.Now the problem is as my limit was almost utilised I paid 10k through paytm and it got credited instantly. Everything was fine until i woke up today and saw limit as -4000 🤕.I emailed them they are yet to reply but when I called them they couldn't figure out the problem.Has this happened before? Is hdfc always like this.
I look forward to your helpful and funny replies.
Wait for the transactions to get settled. And check your available credit limit. Share ss if you can, so could provide more info 🤷
 

Bugs Bunny

TF Ace
VIP Lounge
Dear technofino members,
I have a hdfc iocl credit card with a limit of 15k.I took it without waiting as it's my first credit card and I'm a student.I wanted to buy a phone from Flipkart so bought 10k gift voucher from smartbuy.Now the problem is as my limit was almost utilised I paid 10k through paytm and it got credited instantly. Everything was fine until i woke up today and saw limit as -4000 🤕.I emailed them they are yet to reply but when I called them they couldn't figure out the problem.Has this happened before? Is hdfc always like this.
I look forward to your helpful and funny replies.
Wait for the transactions to settle. Once happened with me also, was rectified in 24-48 hours.
 

aniplox

TF Buzz
Wait for the transactions to get settled. And check your available credit limit. Share ss if you can, so could provide more info 🤷
The transaction is no longer in unsettled, but the limit is still -4000.
 

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  • Screenshot_2024-01-17-20-20-44-65_1be76b10d0f7d18d300390ad3fe55f68.jpg
    Screenshot_2024-01-17-20-20-44-65_1be76b10d0f7d18d300390ad3fe55f68.jpg
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Nawab2001

TF Neo
Dear technofino members,
I have a hdfc iocl credit card with a limit of 15k.I took it without waiting as it's my first credit card and I'm a student.I wanted to buy a phone from Flipkart so bought 10k gift voucher from smartbuy.Now the problem is as my limit was almost utilised I paid 10k through paytm and it got credited instantly. Everything was fine until i woke up today and saw limit as -4000 🤕.I emailed them they are yet to reply but when I called them they couldn't figure out the problem.Has this happened before? Is hdfc always like this.
I look forward to your helpful and funny replies.
Hai there first of all we are really apologize the inconvenience caused to you . please confirm are you using 2 cards with same limit or only one card with a limit of 15k.
And please provide screenshot of that page where your negative balance is showing by bluring sensitive information.
Have a nice day
 
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