HDFC Credit Card Upgrade

[shivanandshrivastava007]

I have been using HDFC Moneyback+ card LTF since 2021 and I got a limit enhancement offer from 50k to 1.3 lakh in 2024 but now I want to upgrade my card. I don't work so I cant provide income documents but I have a cibil score of 776 with no default and a 5 year history with 14 different credit cards. What should I do to get a upgrade with LTF offer?

 

[surojitLaha]

I have been using HDFC Moneyback+ card LTF since 2021 and I got a limit enhancement offer from 50k to 1.3 lakh in 2024 but now I want to upgrade my card. I don't work so I cant provide income documents but I have a cibil score of 776 with no default and a 5 year history with 14 different credit cards. What should I do to get a upgrade with LTF offer?

Chances are less about getting LTF upgrade offer.
Here's a workaround:-
Mail to hdfc cc grievance team,
Ask them to upgrade your existing cc to milennia ( no income proof will be asked as you already have 1l+ limit). The card will be FYF. You can later ask them to change your card status to LTF.