Hdfc credit card no cost emi closure

[suraj singh]

Mujhe apne hdfc credit card mai no cost emi close krni hai

Product purchase- 17/05/25
No. Of months-6months
Statement generation date- 21/05/25

1st emi toh post ho gyi hai statement toh agar mai ab cancel krunga toh processing fees wapis hogi kya?

Aur es mai toh jo no cost emi ka discount milta hai agar hum prepay krde toh wo bhi nhi mil rha pre closure charges Ig rhe hain 3%

 

[Anupama_Jha]

Stucked 😮‍💨 No other way than paying charges

 

[suraj singh]

Stucked 😮‍💨 No other way than paying charges

kya mtlb ab no cost emi mai jo discount milta tha wo ab nhi milega preclose krne par?

 

[Anupama_Jha]

Ha bro 🤣

kya mtlb ab no cost emi mai jo discount milta tha wo ab nhi milega preclose krne par?

 

[Mruseless]

Ha bro 🤣

Areeee 🙂 kal hi maine ek 35k ka laptop liya hai 12month no cost emi pe. 3k discount Mila hai agar cancelled kraunga to 38 k bharna pdega kya btaoo bhai

 

[Anupama_Jha]

Areeee 🙂 kal hi maine ek 35k ka laptop liya hai 12month no cost emi pe. 3k discount Mila hai agar cancelled kraunga to 38 k bharna pdega kya btaoo bhai

Yeah, as per HDFC. either upfront or later

 

[Apun]

• Purchases eligible for Instant Discount/ Cashback on HDFC Bank Credit Card will not qualify for Reward Points. The same will be reversed within 120 days of end of cashback posting month or end of offer month for Instant discount offers.
• In the event of customer preclosing/ cancelling EMI on an originally Credit Card EMI or Debit Card EMI transaction, 'Preclosure Interest charges' + 3% Preclosure Fee on principle Outstanding (as applicable) will apply at the time of preclosure. Benefits like payback / Instant discount etc offered by the merchant at the time of loan booking will be debited within 120 days of EMI closure.
  
  
  This is written in HDFC offer TnC in flipkart, has any's discount got reverted if emi is cancelled? preclosure 3%+gst is charged for sure.