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Revaluation HDFC Bank Swiggy credit card cashback will be credited to the card statement instead of Swiggy Money, effective 21st June, 2024.

summary

TF Select
Starting from 21st June, any cashback earned will now be adjusted against the credit card statement, rather than appearing as Swiggy money on Swiggy. Such a wonderful upgrade by HDFC in this devaluation season.


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Abhishek012

TF Pioneer
So now can this card replace @Abhishek012's favourite SBI cashback?
For me, Yes bcz almost all online shopping is covered with Swiggy card for 5%
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they just killed sbi cashback card then
No, too much restriction category. Very few MCC code supported for 5% Cashback on HDFC Swiggy credit card. Also Capping of Rs.1500 per billing per cycle.

SBI Cashback Credit Card is world's best credit card Ever Ever Ever Ever. 5% upto Rs5000 cashback per billing cycle.
 

anantnitish

TF Premier
VIP Lounge
Now how is Millennia CC better than this?
Millennia capping is upto 1000(5% category)
Fees is 1000+GST
Whereas SWIGGY capping is 1500(5% category) with more merchants
Fees is just 500+gst

Millennia offer three better things than SWIGGY card
1)1% cashback on emi transection , wallet load and utilities also
2)this card is eligible for Smartbuy cashback which has a capping of 1000 per month
3)1000 worth gv in case of completing 1lakh spends in a quarter
 
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Dfinance

TF Neo
Guys I was reading your threads while a question suddenly popped up in my mind. Hopefully you'll answer it and clear my doubts.

I had HDFC money-back card till last month and last year I had gotten this swiggy HDFC card. I closed my money-back card last month while swiggy is still active because money-back was useless to me.

Some of you said there's difference between core and floater card and swiggy card is floater. Can you just tell me what's the difference? Will I not get limit upgrade offers on swiggy cc solo? Because I've closed my money-back card now.

What exactly is the issue here? I have 8 cards of other banks with me.
 

diptarkaroy

TF Premier
VIP Lounge
Millennia capping is upto 1000(5% category)
Fees is 1000+GST
Whereas SWIGGY capping is 1500(5% category)
Fees is just 500+gst

Millennia offer three better things than SWIGGY card
1)1% cashback on emi transection also
2)this card is eligible for Smartbuy cashback which has a capping of 1000 per month
3)1000 worth gv in case of completing 1lakh spends in a quarter
And one more point in Millenia’s favour

HDFC considers that as core card, but not the Swiggy one
 

Sahil_07

TF Select
Millennia capping is upto 1000(5% category)
Fees is 1000+GST
Whereas SWIGGY capping is 1500(5% category) with more merchants
Fees is just 500+gst

Millennia offer three better things than SWIGGY card
1)1% cashback on emi transection , wallet load and utilities also
2)this card is eligible for Smartbuy cashback which has a capping of 1000 per month
3)1000 worth gv in case of completing 1lakh spends in a quarter
Lol all these of no use
1. Very few cares for emi
2. Smartbuy cashback is eligible for debit cards also
3. If you are using milenia for quarterly reward better to go for money back plus
Also don't think Amazon voucher is available as milenia milestone reward
 
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