HDFC Bank Millennia Debit Card & It's Benefits ❤️🔥

[D₹V]

Charges: 500 + GST.



Benefits:
• 5% cashback on PayZapp or Smartbuy
• 2.5% cashback on shopping i.e. on Flipkart, Amazon etc
• 1% on other transactions i.e. wallet loads, credit card payments etc
• Total rewards is capped at 400 RP/month
• Bonus - 5% cashback upto 1000 on Gift Vouchers purchase via Smartbuy per month. P.s. Smartbuy has introduced 2.5% & 3.25% + GST on ASV & AGV respectively.
• Cashback will be credited in 4 month after the transaction (i.e. 90 days), you can redeem via HDFC netbanking.
• You can get rewards worth ₹16,800 annually.



How to milk the benefits?
• If you use it on smartbuy only then 5% upto 400 (card benefits) + 5% upto 1000 (smartbuy bonus), total 1400 RP/month you'll be getting. Since Smartbuy charging convenience fees on AGV & ASV, better to buy Flipkart GV without convenience fee on smartbuy.
• For example, if you buy Flipkart GV worth 8k via Smartbuy with Millennia DC, you'll get 400 + 400 = 800 cashback, meaning 10% cashback on Flipkart GV.
• In another example, if you buy worth 20k, you'll get 1400 cashback, meaning 7% cashback on Flipkart GV. So buy accordingly as per your needs.
• If you use Millennia DC for 40k CC Payments worth 40k via Mobikwik, Paytm etc only, then 1% upto 400 cap will be over & you'll get 5% cashback upto 1000 if you purchase any GV via Smartbuy now.

Hope you've understood the benefits & enjoy the rewards ❤️. Ask if any query.

 

[varun__goel_]

Last Friday aagyi thhi.

Hamri kal aayi🙂

 

[4uziaul]

Last Friday aagyi thhi.

Batches main aa raha hai mera bhi kaal aya lag raha hai 😁

 

[shutapdiya]

Batches main aa raha hai mera bhi kaal aya lag raha hai 😁

Mera bhi 😅

 

[D₹V]

Pension aagyi bhai logo😂😂

Meri bhi aa gayi 🤭

 

[NShah]

Hamri kal aayi🙂

Hamari bhi kal hi aayi 😝
Vishesh bhai ki to Friday ko hi aati hai 😂

 

[DarthYoda]

Kal hi aayi.🥂

 

[D₹V]

Hamari bhi kal hi aayi 😝
Vishesh bhai ki to Friday ko hi aati hai 😂

Ye log early adopters hain.

Jab sara loot khatam hota to hum log pahunchte Hain 😒.

 

[CoolGeek]

Apart from the Rs. 400/month cashback, do we also get Rs. 100 per month on Billpay standing instructions? (Cashback on Billpay Standing instructions on Debit card). If so, is it applicable for Credit card payments too?

 

[Tejo]

Apart from the Rs. 400/month cashback, do we also get Rs. 100 per month on Billpay standing instructions? (Cashback on Billpay Standing instructions on Debit card). If so, is it applicable for Credit card payments too?

Yes applicable, If in hdfc smart pay, for cc auto bill payment using debit card option available means .......

 

[Vasuki]

I'll but after 4 months

gib proof hehe

Give proof now its been 4 month 😂

 

[Vasuki]

Yes applicable, If in hdfc smart pay, for cc auto bill payment using debit card option available means .......

Can u explain the step to do it 😳

 

[Vasuki]

Hamri kal aayi🙂

Mine too last Friday

 

[TheGuy]

If in hdfc smart pay, for cc auto bill payment

there is no option like this..

 

[CoolGeek]

Yes applicable, If in hdfc smart pay, for cc auto bill payment using debit card option available means .......

But they also have a T&C that maximum cashback per month is Rs. 400. But in the explanatory sheet, they have given 4800/ year (400/month), and 2000/year (100/month) as separate annual benefits, and they say 500/month (6000/year) as annual benefit. So not sure, if auto bill payment is within 400/month limit or not

 

[D₹V]

Give proof now its been 4 month 😂

You're asking proof & I have got 6% cashback on Flipkart GV multiple times yet 🤣🤣.

Proof ke liye statment calculation to share nahi karne wala.

Maanna hai to mano warna mat mano 🤣.

 

[Vasuki]

You're asking proof & I have got 6% cashback on Flipkart GV multiple times yet 🤣🤣.

Proof ke liye statment calculation to share nahi karne wala.

Maanna hai to mano warna mat mano 🤣.

Obusly it does .
But u said wait for 4 month 😂
You yourself gave the commitment to share it 🤔😁

 

[knight]

Obusly it does .
But u said wait for 4 month 😂
You yourself gave the commitment to share it 🤔😁

He didn't consider the possibility that you'd actually wait for 4 months and ask again 🤣

 

[varun__goel_]

He didn't consider the possibility that you'd actually wait for 4 months and ask again 🤣

What else he can do other than counting dates while sitting in the jail🫠

 

[D₹V]

Obusly it does .
But u said wait for 4 month 😂
You yourself gave the commitment to share it 🤔😁

Okay okay, too much request 🤭

He didn't consider the possibility that you'd actually wait for 4 months and ask again 🤣

Yep 😂

What else he can do other than counting dates while sitting in the jail🫠

🤣🤣🤣

 

[D₹V]

So after too much request from former paxstani pm (fake), I'm putting proof for 6% cashback on Millennia CC.

Previously I said it'll take 90 days for smartbuy 5% on CC but in real it comes in 2 days after the txn. Proof 👇



And 1% extra cashback as 'other txn 1% upto 1000 cap' on smartbuy. I did purchase of approx 20k on smartbuy & got 5% instant as above & 1% extra after 1 month (statement generation). Proof 👇



So it makes total 6% cashback on smartbuy + 1L milestone benefits makes it yield upto 7% cashback.

Best cashback card ever 🤭 if you manage your spends wisely.

For more details join millennia group in TF.