HDFC Bank Millennia Debit Card & It's Benefits ❤️🔥

[D₹V]

Charges: 500 + GST.



Benefits:
• 5% cashback on PayZapp or Smartbuy
• 2.5% cashback on shopping i.e. on Flipkart, Amazon etc
• 1% on other transactions i.e. wallet loads, credit card payments etc
• Total rewards is capped at 400 RP/month
• Bonus - 5% cashback upto 1000 on Gift Vouchers purchase via Smartbuy per month. P.s. Smartbuy has introduced 2.5% & 3.25% + GST on ASV & AGV respectively.
• Cashback will be credited in 4 month after the transaction (i.e. 90 days), you can redeem via HDFC netbanking.
• You can get rewards worth ₹16,800 annually.



How to milk the benefits?
• If you use it on smartbuy only then 5% upto 400 (card benefits) + 5% upto 1000 (smartbuy bonus), total 1400 RP/month you'll be getting. Since Smartbuy charging convenience fees on AGV & ASV, better to buy Flipkart GV without convenience fee on smartbuy.
• For example, if you buy Flipkart GV worth 8k via Smartbuy with Millennia DC, you'll get 400 + 400 = 800 cashback, meaning 10% cashback on Flipkart GV.
• In another example, if you buy worth 20k, you'll get 1400 cashback, meaning 7% cashback on Flipkart GV. So buy accordingly as per your needs.
• If you use Millennia DC for 40k CC Payments worth 40k via Mobikwik, Paytm etc only, then 1% upto 400 cap will be over & you'll get 5% cashback upto 1000 if you purchase any GV via Smartbuy now.

Hope you've understood the benefits & enjoy the rewards ❤️. Ask if any query.

 

[SUBARNA Mahato]

Maine last month hi liya hai (april me) april me hi 40k ka wallet load kr diya tha
Same will do in this month!

40k ammount in wallet in single transaction or multiple how much transaction and where

 

[n69b]

Apart from Amazon, where you guys load money using millennia DC?

Payzapp m e

 

[Deepak_9155]

40k ammount in wallet in single transaction or multiple how much transaction and where

multiple in amazon

 

[DaDarkkNight]

I loaded 20k in amazon wallet through millenia dc, but not directly on amazon but via zomato app. Now will the MCC through zomato (amazon debit wallet load merchant name) be considered for 2.5% cashback in millennia dc? @Abhishek012

 

[Jackk]

I loaded 20k in amazon wallet through millenia dc, but not directly on amazon but via zomato app. Now will the MCC through zomato (amazon debit wallet load merchant name) be considered for 2.5% cashback in millennia dc? @Abhishek012

Amazon debit wallet load tracked 1% for me!

 

[Centurion_wala]

March mahine ke majduri ki 400 rupya dihadi aa chuki hai guyz 😉

 

[desiviru]

March mahine ke majduri ki 400 rupya dihadi aa chuki hai guyz 😉

Is baar apni ek bhi card mein nahi aayi. 🤣 Kal aayegi.

 

[6ix9ine]

Maja aagaya, aese hi 2-2 mahine mai aate rahe toh kya hi kehne.

 

[Hemang]

Is baar apni ek bhi card mein nahi aayi. 🤣 Kal aayegi.

Not received in any hdfc account yet bhai.

 

[Sriim]

Wow. That's so fast

 

[desiviru]

Maja aagaya, aese hi 2-2 mahine mai aate rahe toh kya hi kehne.

Bhai ab toh redemption ke baad account mein bhi instantly to 30 mins mein credit.

Aisa hota raha toh shayad Millennia ka time apne aap hi 30 days karke HDFC 7 din mein credit de de. Par itna tez ho ke fir kahi devalue hi naa maar de. Toh 2 months theek hai. 🤣

 

[roygarg]

The cashback that just got credited is for which month?

 

[6ix9ine]

The cashback that just got credited is for which month?

June

Surprise, Surprise.

 

[shubhambgp]

June

Surprise, Surprise.

That was fast af

 

[roygarg]

June

Surprise, Surprise.

You mean for transactions done in May?

Edit: Just checked and it tallies with the transaction that was done on 2nd June. What about the May cashback then?

 

[GTSaketh]

June

Surprise, Surprise.

Wait what. I just checked I got mine aswell

 

[6ix9ine]

You mean for transactions done in May?

in starting of June.

Read here: https://www.technofino.in/community...xtra-2-5-for-online-halted.27996/post-1032927

 

[roygarg]

in starting of June.

Read here: https://www.technofino.in/community...xtra-2-5-for-online-halted.27996/post-1032927

Yup. I checked and it tallies with the transaction that was done on 2nd June. What about the May cashback then?

 

[6ix9ine]

Yup. I checked and it tallies with the transaction that was done on 2nd June. What about the May cashback then?

April and May should come in the month end or usual April -> July, May -> August.

 

[desiviru]

Yup. I checked and it tallies with the transaction that was done on 2nd June. What about the May cashback then?

Adding to @6ix9ine reply, this fastest mode like esp has started from June 1 txns only. The cashback for Apr/May will come on usual time but can come this month itself for both months just like in May for Feb/Mar was credited.

From now on the T + 3 Months which was reduced to 45-60 days is further reduced to 3 days.

So bas ab sab milkey party karo.

Once I told in one of my replies, when things go to fast it is near end. Don't know what is going on in HDFC mind right now. Maybe they were fed up with these cashback not processing emails and fasten the process as on third day txn settles beyond any refund and they are settling cashback just like IDFC started instant cashback.

So IDFC ka virus ab HDFC ka lag gaya hai. I hope SBI ko lag jaye but usko reverse virus chipak gaya hai. Usko sidha hone mein time lagega.