Has anyone tried - AU Swipe Up Program ?

[StanRoute66]

https://www.aubank.in/personal-banking/credit-cards/swipe-up-credit-card-upgrade-program
Basically it is a C2C AU Card Application process + you get the card LTF .

 

[sheru]

Which card you got , by applying with which card

Got Xcite Ultra LTF offer on the basis of HDFC Regalia.

 

[CardUser28]

I've tried from DCB. but the screen is now locked and can't update the bin number. Any way around to check with any other CC?

 

[kushhh]

Has anyone got Xcite ace here , and by which card did you get that .... I want that card , i have sbi cb , Scb smart , federal imperio, axis fk

 

[emadiqbalali]

Has anyone got Xcite ace here , and by which card did you get that .... I want that card , i have sbi cb , Scb smart , federal imperio, axis fk

Yes, I got Xcite Ace. I used ICICI Amazon Pay though.

 

[sahildca]

AU is hopeless. Rejected my application because of difference in home and office address. Aren't these people sensible enough to understand literally everyone works from home these days.

did bank confirm that they rejected your application due to your home and office address are in different cities? and both cities comes under thier serving city

 

[kushhh]

Yes, I got Xcite Ace. I used ICICI Amazon Pay though.

What was the limit of Amazon pay cc , and when you did you apply that

 

[r1210user]

did bank confirm that they rejected your application due to your home and office address are in different cities? and both cities comes under thier serving city

My card was approved.
Home: Bangalore
Work: Chennai

During kyc i told that i am working from home. Next day i got a call and the executive asked me to drop a email from my work email id mentioning that i am working from home.

 

[SoggypastA]

I was thinking of applying, same case office and home addresses are in different cities.
Even can not send email from office mail.
Have to drop the idea. 😶

 

[Rkr]

im getting the below error once i input my phone number

Yes same error i have got...But i have applied fresh on au website and got the same limit as on my existing ICICI Amazon card...though on my most cards limit is above 4 lacs..So no need to worry apply fresh using their website and as per me you will get limit as per your existing one..

 

[sahildca]

My card was approved.
Home: Bangalore
Work: Chennai

During kyc i told that i am working from home. Next day i got a call and the executive asked me to drop a email from my work email id mentioning that i am working from home.

congratulations 🎊
which card bin you gave during application and which xcite card you got and did you received the card?
how many days took for whole process?
did their agent came for physically verification on your office or current home location? or any document verification

 

[r1210user]

congratulations 🎊
which card bin you gave during application and which xcite card you got and did you received the card?
how many days took for whole process?
did their agent came for physically verification on your office or current home location? or any document verification

which card bin you gave during application and which xcite card you got and did you received the card?
Regalia with 3l limit. received xcite ultra with 7.5 lac limit.

Tried earlier with magnus. Card was not recognised. Wasted one cibil enquiry. Was getting paid cards like lit, vetta and altura+.

how many days took for whole process?
10 days

did their agent came for physically verification on your office or current home location? or any document verification
No physical verification. Regular application process.

 

[senasenthil]

which card bin you gave during application and which xcite card you got and did you received the card?
Regalia with 3l limit. received xcite ultra with 7.5 lac limit.

Tried earlier with magnus. Card was not recognised. Wasted one cibil enquiry. Was getting paid cards like lit, vetta and altura+.

how many days took for whole process?
10 days

did their agent came for physically verification on your office or current home location? or any document verification
No physical verification. Regular application process.

Similar to your case, I tried with SBI Cashback and got LIT, Vetta & Altura plus. After how many days did you apply again with Regalia?

 

[r1210user]

Similar to your case, I tried with SBI Cashback and got LIT, Vetta & Altura plus. After how many days did you apply again with Regalia?

First application: 14th February 2023.

I was not getting option to change bin as this option was Removed. On this same thread i saw that people are getting ltf cards even if it says paid card on portal.

Then on 10th April 2023, i thought why waste one cibil enquiry, logged into swipe up portal to complete my kyc. It asked for credit card bin. Again one CIBIL hit. I entered regalia card bin. Xcite ultra was shown, i finished application process.

I guess you can try after 50+ days.

 

[sheru]

Video KYC done on 13th.
Still it is showing this.



How many days do they take generally?
Anyone tried recently?

Almost 15 days after VKYC, today i received an SMS.


I wasn't sure why this, so mailed them.


After a few hrs, i received their reply.


I'm wondering, how can they deny a card if their system itself is suggesting me that card C2C basis?
Has anyone faced this?
Any solution?

 

[emadiqbalali]

What was the limit of Amazon pay cc , and when you did you apply that

I applied and did VYKC on April 11th and it was approved the next day. My limit on Apay was 4.2L and I got 6.3L on AU Xcite Ace. No verification other than VKYC.

 

[technom]

I applied and did VYKC on April 11th and it was approved the next day. My limit on Apay was 4.2L and I got 6.3L on AU Xcite Ace. No verification other than VKYC.

Hope you got LTF

 

[emadiqbalali]

Hope you got LTF

Every card availed through SwipeUp is LTF.

 

[technom]

Every card availed through SwipeUp is LTF.

Cool. for me it showed the fees but later customer care confirmed LTF + welcome kit also says no annual fees !

 

[emadiqbalali]

Cool. for me it showed the fees but later customer care confirmed LTF + welcome kit also says no annual fees !

Ohh. it showed LTF on the platform as well while applying.

 

[technom]

Ohh. it showed LTF on the platform as well while applying.

That's cool. I got LTF for other cards but not Zenith.

Eventually for me the differentiator was the company name for Zenith LTF and I guess the portal at the time was not able to factor it in, thereby resulting in the exception process.

Either ways I was happy that the card is LTF