Millennia Got an upgrade offer from Moneyback+ to Millenia. Planning to take it for 1 year. Need advice !!

[AsB]

After lots of struggle and a lot of prayer, I recently got an upgrade offer from Moneyback+ to Millenia. And just like many other people, my upgrade is only FYF, not LTF. I have two great cards :-

• Amazon Pay ICICI
• Tata Neu RuPay HDFC

I reached out to Cards Services and Escalation Team, and both of them broke my heart. They said that they wont consider LTF Upgrade. One of them said that they never provide LTF upgrade (which I think is wrong).

So, I have sent an email to Grievance Redressal , trying for a final attempt to get my Upgrade as LTF. If they deny as well, I will take the card as a FYF. Then, I will use it extensively, for 1 year, replacing my Amazon Pay card completely.

If after 2-3 years, they dont buzz to give me LTF , then I will close the card, and possibly either apply C2C or make my peace with Tata Neu.

So, my questions are :;-

1) What do you think of this strategy ?

2) Is it difficult to get LTF on upgraded cards in HDFC ?

3) How easy/difficult is it to get the card approved after closing the card ?

 

[D₹V]

One and a half years old LTF MoneyBack+.

Upgrade kia ?

 

[Garry]

I too got offer to upgrade from LTF Moneyback to FYF Millenia. Thinking to go for it. but I wanna know what happens to my existing reward points in current card?

 

[shutapdiya]

I too got offer to upgrade from LTF Moneyback to FYF Millenia. Thinking to go for it. but I wanna know what happens to my existing reward points in current card?

RPs will be proportionally transferred to new card

For the proportion percentage check the check the cc upgrade section in Netbanking

 

[D₹V]

I too got offer to upgrade from LTF Moneyback to FYF Millenia. Thinking to go for it. but I wanna know what happens to my existing reward points in current card?

Go for it.

Once you upgrade.

Message me, I'll add you to millennia group.

 

[Garry]

Go for it.

Once you upgrade.

Message me, I'll add you to millennia group.

aye aye captain!

 

[Strange]

Upgrade kia ?

Nope . .

 

[D₹V]

Nope . .

Then no point in adding you in Millennia group.

Was confirming the same 🙂.

 

[Strange]

Then no point in adding you in Millennia group.

Was confirming the same 🙂.

Ghar me card hai. Add karo na karo tumhari marji.

 

[D₹V]

Ghar me card hai. Add karo na karo tumhari marji.

To aisa bolne ka na 😏.

Jaise lag raha hum jabardasti voting karwa rahe 🤣.

 

[souvikr]

I also got upgrade from LTF MB+ to FYF Millenia few days ago. I accepted the offer as soon as I saw it.

Finally I have successfully converted my Millenia from FYF to LTF today ..

 

[SSV]

Finally I have successfully converted my Millenia from FYF to LTF today ..

Very good .. Congrats

 

[Bhaskar]

Finally I have successfully converted my Millenia from FYF to LTF today ..

How did you do it?

 

[souvikr]

How did you do it?

By sending mail to customer care. First time they decined, tried again after 1 month and it was successfully converted.

 

[raghu.rokda]

By sending mail to customer care. First time they decined, tried again after 1 month and it was successfully converted.

So on the basis of your mb+ spending, you get converted millennia LTF right ?

 

[souvikr]

So on the basis of your mb+ spending, you get converted millennia LTF right ?

I had neu infinity & MB+ (both LTF) on shared limit basis. I was using neu infinity mostly for upi payments and not using MB+ at all. Still I got limit enhancement + upgrade offer form MB+ to millenia may be because it was the primary card as per their system. I took the millenia upgrade as FYF and requested them to convert it to LTF.

 

[Strange]

I had neu infinity & MB+ (both LTF) on shared limit basis. I was using neu infinity mostly for upi payments and not using MB+ at all. Still I got limit enhancement + upgrade offer form MB+ to millenia may be because it was the primary card as per their system. I took the millenia upgrade as FYF and requested them to convert it to LTF.

You didn't spend from Millennia to make it LTF?

 

[souvikr]

You didn't spend from Millennia to make it LTF?

It's only 2 months old, spent approx 20k in 2 months

 

[Strange]

It's only 2 months old, spent approx 20k in 2 months

Do you have HDFC Bank account?
What did you mention in the email to convince them for LTF conversion?

 

[souvikr]

Do you have HDFC Bank account?
What did you mention in the email to convince them for LTF conversion?

Yes I have preferred salary account with them for last 7 years. Written the mail using chatpgt which was mainly highlighting the long term relationship.

 

[Bhaskar]

By sending mail to customer care. First time they decined, tried again after 1 month and it was successfully converted.

Okay thanks will try after one month