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Infinia From ₹1 Cr FD to Infinia CC: The Upgrade

Axis Olympus, maybe? Atleast for Miles Transfer it is better rewarding than Infinia
Factor in the fees too? 23800 vs 14700? And there are many more differences.

There is no card that can do everything, that's what make sense to have combination. And Infinia makes perfect sesne to have it in that combination.
 
Factor in the fees too? 23800 vs 14700? And there are many more differences.

There is no card that can do everything, that's what make sense to have combination. And Infinia makes perfect sesne to have it in that combination.
You are right about no card doing everything. And value is often perception. As far as I am concerned, Olympus makes more sense to me.

With everything else remaining the same on general spends,
  • Infinia: For Rs.14700 I get 6250 converted Avios and 1.67% returns (Avios).
  • Olympus: For Rs.23800 I get 10000 converted Avios and 4% returns (Avios).
I don't travel domestically at all so I don't have hotel or flight spends. I don't have Smartbuy spends as well since we no longer can use AP GVs for insurance premium payments. In which case I find Olympus more attractive for my needs.
 
Well the biggest draw of Infinia is the massive rewards that come from using it on Smartbuy. And a bulk of Smartbuy purchases are Amazon Pay GVs. Which are primarily used to pay insurance premiums and other bills. With that becoming useless what else is Infinia's strong point? I don't see any other voucher being used on a daily basis. Infinia is terrible when it comes to redemption options.

Infinia without Smartbuy's accelerated rewards is just Magnus with a lower spend limit.
You can still pay insurance and other bills via Amazon. I pay for almost everything via Amazon Pay after loading with Infinia.
If I load a wallet at a cafe like Third Wave or Starbucks, pay at a place like Haldirams, buy something on Big Basket or Tata Cliq, almost everywhere, I pay via Amazon Pay. In addition, you can buy vouchers for Flipkart, Swiggy and Zomato at 16.5% cashback. Flat 16.5% and hotels at 33% cashback are unmatched.
 
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