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Infinia From ₹1 Cr FD to Infinia CC: The Upgrade

FD @7.1% for 15 months duration. No lein.
There’s no penalty, my FD was on monthly payout - all they did was adjust the interest to 4.25% as you said right for less than 6 months that’s the ROI. Koi penalty nahi lagti break krne me

@NikhilG
Are you sure about no penalty, because when I try to make a fd online via hdfc net banking it says 1 percent penalty gets adjusted from interest amount.
 
In my case, I use lounges abroad 20 to 30 times a year and domestically quite often as well. Simply having unlimited access without worry alone is worth paying 30k per year for me.
That's like 2-3 times traveling abroad per month. Just curious what kind of job/enterprise profile do you have?
 
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