Infinia From ₹1 Cr FD to Infinia CC: The Upgrade !!

[NikhilG]

No, but planning to close FD tomorrow.

now that you are planning to close the fd, did you calculate how much interest you earn after also calculating penalty. If you required to close it anyway why not keep 1cr in sa only because your fd will also attract same roi only and not the roi mentioned in your 1 year fd

 

[Hackmebro]

now that you are planning to close the fd, did you calculate how much interest you earn after also calculating penalty. If you required to close it anyway why not keep 1cr in sa only because your fd will also attract same roi only and not the roi mentioned in your 1 year fd

Around 30-35K penalty as to adjust FD ROI.

 

[NikhilG]

Around 30-35K penalty as to adjust FD ROI.

What was the interest amount of 50 days adjusting penalty

 

[NikhilG]

Around 30-35K penalty as to adjust FD ROI.

omg, do you realize you spent around 70k just to get that card. You could have earned 1 lakh in 50 days by keeping that amount in savings account say example idfc first bank.

 

[NikhilG]

Around 30-35K penalty as to adjust FD ROI.

I'm curious if you knew you will break the fd, why didn't you put that amount in savings account only and save the penalty charges. They are not okay with 1 cr in sa?

 

[Hackmebro]

I'm curious if you knew you will break the fd, why didn't you put that amount in savings account only and save the penalty charges. They are not okay with 1 cr in sa?

They are okay with CASA, can maintain 1 Cr in savings. There’s no penalty, it’s just ROI adjusted to what they have to offer for 2 months FD. It’s still more than ROI on SA.

 

[sunit123]

Take a look at this comment—he’s mentioned it here. I had a run-in with him on one of my earlier posts about the Kotak 811 Super Metal Debit Card, where he unnecessarily accused me of doing a paid promotion. 😐 Thankfully, the moderators stepped in and handled the situation promptly.

Really..Cant stop laughing...MOD told you to keep ur mouth shut.....Check MOD message in your inbox

 

[sunit123]

When i click on the post u quoted, it is giving me an error, idk if that means he blocked me or mod deleted the post but ya, he is someone who get's slapped around on his posts (not literally), and no one takes him seriously.

I would never want to be a person who is eligible for infiniti acc at hdfc yet gets mocked for anything or everything online.

What a legacy to live by. But well then what better is a communist good for other than to get mocked online.

ha ha.....I deleted my self...I don't argue with people misusing govt schemes and surviving on 5 kg ration

 

[Finchamp!]

Really..Cant stop laughing...MOD told you to keep ur mouth shut.....Check MOD message in your inbox

Checked my inbox. Dint find anything. Checked my thread too - no one had supported you. Anyways you keep laughing - classic sign of lunacy.

 

[imdjay]

@TechnoFino there should be a way to mute people in a post or forum based on the others users rating and feedback about him/her.

 

[Sobirvs]

Really..Cant stop laughing...MOD told you to keep ur mouth shut.....Check MOD message in your inbox

I think if you are not able to stop laughing, you can enable the use of emojis, I hear that helps.

ha ha.....I deleted my self...I don't argue with people misusing govt schemes and surviving on 5 kg ration

Very bad on you mocking people who survive on 5kg ration man. Quite shameful. You being rich entitles you to mock other people's poverty?

Aise community bnega? 5kg ration scheme is a communist scheme anyways comrade.

 

[Lobogris]

You are literary bragging about a bad financial decision.

Whats next? Buying ULIP to get CC ?

How is it a bad decision? If a person already has several crores in FDs and simply moves 1 crore to HDFC for 3 months?

 

[Lobogris]

omg, do you realize you spent around 70k just to get that card. You could have earned 1 lakh in 50 days by keeping that amount in savings account say example idfc first bank.

You can’t keep worrying about every small thing. Otherwise, never buy that phone or TV or BMW or go on a vacation abroad as you would have earned XX amount in interest.