Infinia From ₹1 Cr FD to Infinia CC: The Upgrade !!

[Hackmebro]

Can the FD be closed now?

Yes, can close it now.

 

[Lobogris]

Is the ulip route still open for this card ? It was less than 1cr right ?

No. It was closed.

 

[Lobogris]

No, I opened FD and they told me they will manually apply for Infinia post 90 days. Cut short to 50 days, I got it in pre approved offers with 10L Limit and 1500
Amazon voucher.

So, did you apply?

 

[Hackmebro]

UPDATE:
Application is approved and I can see Infinia credit card issued in portal.

 

[Humanbeing]

UPDATE:
Application is approved and I can see Infinia credit card issued in portal.

View attachment 100513

Congratulations Ravi Bhai 👍

 

[Hackmebro]

Congratulations Ravi Bhai 👍

Vo standard naam hai bro, I’m not Ravi xD

 

[surojitLaha]

Vo standard naam hai bro, I’m not Ravi xD

Congratulations Hacker bhai 😁

 

[Avatar Aang]

Congratulations 🎉 are you planning to ask them to make it LTF?

 

[Lobogris]

Congratulations 🎉 are you planning to ask them to make it LTF?

Not really possible, nor is it required.

 

[Avatar Aang]

Not really possible, nor is it required.

Why not possible? Why not required??

 

[Virtual King]

Application is approved and I can see Infinia credit card issued

Heartiest congratulations on your Infinia...! Welcome to the club...!

Enjoy your Infinia lifestyle now...! Good luck...! 🙂

 

[Hackmebro]

Congratulations 🎉 are you planning to ask them to make it LTF?

No, but planning to close FD tomorrow.

 

[yayin]

Old Post - 1 Cr FD for Infinia — Now they want me to wait for 3 months?

You might remember me from my earlier post — I’m the one who opened a ₹1 Cr FD with HDFC Bank and tried to get the HDFC Infinia credit card based on relationship value.

After opening the FD, I was told I’d need to wait 90 days before they could apply for the Infinia card on my behalf.

Fast forward to Day 50 — I received a message from HDFC:
“Enjoy ₹10L Limit + ₹1500 Amazon Voucher”

I followed the link, and guess what? The HDFC Infinia card was available to apply!

Congratulations bro! Hope to join the club in the future

 

[yogs]

Hi All, I have TNI rupay LTF with credit limit of 8.5L. I am planning to purchase car using TNI CC on UPI. Will HDFC consider spends based upgrade from TNI to Infinia. Will this spend based criteria works for co-branded cards?

 

[Lobogris]

Why not possible? Why not required??

It is generally not offered as LTF. It’s not required as you get 12500 reward points on payment of the annual fee. So all it costs you is the GST. All good cards have fees but the benefits outweigh the fees. Obsession with LTF can make you miss out.
I have the Infinia and Biz Black from HDFC. The annual fees are 12.5k and 10k respectively. I have no issues in paying them as I drive much higher benefits. It’s a different matter that my spends on each are way more than the 10 lakhs required for fee waiver but I would have no issues paying the fees.

 

[Avatar Aang]

It is generally not offered as LTF. It’s not required as you get 12500 reward points on payment of the annual fee. So all it costs you is the GST. All good cards have fees but the benefits outweigh the fees. Obsession with LTF can make you miss out.
I have the Infinia and Biz Black from HDFC. The annual fees are 12.5k and 10k respectively. I have no issues in paying them as I drive much higher benefits. It’s a different matter that my spends on each are way more than the 10 lakhs required for fee waiver but I would have no issues paying the fees.

Yes. But some people have managed to get Infinia LTF. I also have paid Infinia and would love to save on the GST by converting it LTF. However, considering the TRV I won't be eligible for LTF conversion anytime soon.

My thought is, if someone has managed to do it and OP has got it by doing 1Cr FD, OP should try for LTF.

 

[Finchamp!]

No, but planning to close FD tomorrow.

Once you got the offer, did you still have to give payslips and all? I do not have any banking relationship with HDFC right now..I also do not have the salary slip to fulfil Infinia's eligibility criteria. However, I can open a 1 Cr FD for 2-3 months. Do I have any chances for Infinia? Should I go for it?

 

[Hackmebro]

Once you got the offer, did you still have to give payslips and all? I do not have any banking relationship with HDFC right now..I also do not have the salary slip to fulfil Infinia's eligibility criteria. However, I can open a 1 Cr FD for 2-3 months. Do I have any chances for Infinia? Should I go for it?

They asked for nothing. 2 clicks, and boom! I could see application ref number. Within a day, status was changed to APPROVED.

 

[Finchamp!]

Old Post - 1 Cr FD for Infinia — Now they want me to wait for 3 months?

You might remember me from my earlier post — I’m the one who opened a ₹1 Cr FD with HDFC Bank and tried to get the HDFC Infinia credit card based on relationship value.

After opening the FD, I was told I’d need to wait 90 days before they could apply for the Infinia card on my behalf.

Fast forward to Day 50 — I received a message from HDFC:
“Enjoy ₹10L Limit + ₹1500 Amazon Voucher”

I followed the link, and guess what? The HDFC Infinia card was available to apply!

So, if you’re considering going the FD route, don’t be disheartened by the 90-day wait period. Based on my experience, you might receive an offer around 50–60 days after opening the FD.

Here are a few helpful data points from my case:

FD Age: 50 days
Account: Imperia
Savings Balance: ₹5L+
Hope this helps others aiming for the Infinia via FD!

View attachment 100213

Also, does the account need to be under Imperia? I was thinking

They asked for nothing. 2 clicks, and boom! I could see application ref number. Within a day, status was changed to APPROVED.

That's great man! I will try this too.