Flipkart Axis Limit Increase without Income Proof?

[D₹V]

Here it is:

Keh do ye jhooth hai

 

[Shubham Yadav]

Here it is:

Moral of the story

Don't earn dont take salary

Open sweet shop eat jalebi

 

[SSV]

Here it is:

Now tell me where is the logic...

He got no (minimum) transactions in SB account, no(minimum) transactions in CC and no Income Docs..
His CL went from 1L to 4L within 13 months..
He doesn't want any CC because he is afraid he might overspend and not able to pay back...
Thats life..

 

[SSV]

Moral of the story

Don't earn dont take salary

Open sweet shop eat jalebi

He only works there..

 

[SSV]

Keh do ye jhooth hai

thats why I put ss..

 

[aayusharyan]

Here it is:

Bro, fun and all aside. Please advise him never, NEVER to use Credit Cards in financial needs. If he is ever in need of money, take a loan. NEVER withdraw cash from a CC, it will feel very easy, but NEVER to do that.

 

[SSV]

Bro, fun and all aside. Please advise him never, NEVER to use Credit Cards in financial needs. If he is ever in need of money, take a loan. NEVER withdraw cash from a CC, it will feel very easy, but NEVER to do that.

No, he is very nice guy.. he knows the value of money... In spite of his 15k salary, he saved about 70K last year..
He is a very responsible young bloke..

 

[aayusharyan]

Now tell me where is the logic...

He got no (minimum) transactions in SB account, no(minimum) transactions in CC and no Income Docs..
His CL went from 1L to 4L within 13 months..
He doesn't want any CC because he is afraid he might overspend and not able to pay back...
Thats life..

I see this as banks laying subtle traps because they want people to pay those sweet sweet interest. So, with giving access to a large amount of money, they are more likely to spend more and make money to the bank.

 

[asahi]

It's been a 1 year, I haven't got a limit increase offer. I had contacted the AXIS Bank team they are asking for income proof.
Any other way to increase the limit without income proof?

Simple trick that definitely works, worked for me, apply for a new axis card anything maybe a LTF card if you don’t want to pay fees, if they approved your card! Believe me they’ll definitely increase the limit of the new card, after 1 or 2 months your flipkart card also will match with your new limit.
Happened to me

My iocl card came with very low limit, axis asked for income proof when asked for LE, so I applied for myzone card, i got more than 100% higher limit than my iocl card, after 2 months iocl transaction limit settings automatically matched with myzone limits. then after 1 year I applied for Airtel card i got the card with more limit literally in lakhs. Try it. If you get the enhancement good, otherwise don’t activate the card simple

 

[falcon007]

In my experience, Axis stops giving you LE when the KYC records are messed up.
For e.g. you change your mobile number or email ID, get new card with different mobile number or email ID.

 

[sudheerreddy]

Simple trick that definitely works, worked for me, apply for a new axis card anything maybe a LTF card if you don’t want to pay fees, if they approved your card! Believe me they’ll definitely increase the limit of the new card, after 1 or 2 months your flipkart card also will match with your new limit.
Happened to me

My iocl card came with very low limit, axis asked for income proof when asked for LE, so I applied for myzone card, i got more than 100% higher limit than my iocl card, after 2 months iocl transaction limit settings automatically matched with myzone limits. then after 1 year I applied for Airtel card i got the card with more limit literally in lakhs. Try it. If you get the enhancement good, otherwise don’t activate the card simple

Ok, will try this trick.

 

[sudheerreddy]

In my experience, Axis stops giving you LE when the KYC records are messed up.
For e.g. you change your mobile number or email ID, get new card with different mobile number or email ID.

In my view, i belive i had not messed up with KYC records

 

[sudheerreddy]

No income proof, then wait for LE they give ,which is random..
I will tell you a secret, don't tell any one...okay.
" Stop using the card for one year .. spend only a few times for very small amounts .. you will 99% likely to get LE.."
Shhh... just between you and me ..okay..

Will try this trick.

 

[James]

No, he is very nice guy.. he knows the value of money... In spite of his 15k salary, he saved about 70K last year..
He is a very responsible young bloke..

So, if we spend regularly and pay it back before due date banks think that he's using his cc for his favor not for bank's favor. So, if we give more limit, he will utilize it and pay it back before due date. That's not good for bank

 

[the_dark_knight]

Now tell me where is the logic...

He got no (minimum) transactions in SB account, no(minimum) transactions in CC and no Income Docs..
His CL went from 1L to 4L within 13 months..
He doesn't want any CC because he is afraid he might overspend and not able to pay back...
Thats life..

RIP panda .

 

[SSV]

So, if we spend regularly and pay it back before due date banks think that he's using his cc for his favor not for bank's favor. So, if we give more limit, he will utilize it and pay it back before due date. That's not good for bank

Yes..
Sometimes villain is a hero.
No respect for good boys as often girls do..

 

[James]

Yes..
Sometimes villain is a hero.
No respect for good boys as often girls do..

Yes, always girls love bad boys only

 

[asahi]

as we are on LE topic, when will One Card(federal bank) will give a LE, my card is near to 2 years, still stuck at initial limit

 

[asahi]

So, if we spend regularly and pay it back before due date banks think that he's using his cc for his favor not for bank's favor. So, if we give more limit, he will utilize it and pay it back before due date. That's not good for bank

Not entirely true, i mean they will still earn MDR on us even if we pay on time, & they make deals with companies/brands to provide us offers. They will have some revenue sharing b/w them

 

[James]

Not entirely true, i mean they will still earn MDR on us even if we pay on time, & they make deals with companies/brands to provide us offers. They will have some revenue sharing b/w them

I knew they earn but if we miss payment, they'll earn a lot and that's what they want