Finally upgraded from select to wealth cc

[brahmin_baniya]

Finnaly idfc has increased my limit from 3 lakhs to 8 lakhs and have upgraded my credit card to wealth and I'm also in procedure to upgrade my wealth account to private account as i have started to maintain the nrv due to booking huge chunk of profits in the recent share market rally.


Guys please advice can i use this new limit of 8 lakhs from idfc wealth to get new and better cards like fro hdfc .I already have a magnus and right nownit is making no sense to renew it next year as i can't justify the cost of magnus now .i have got all the lounge access neede just need a good card with good reward rates.

 

[shutapdiya]

Finnaly idfc has increased my limit from 3 lakhs to 8 lakhs and have upgraded my credit card to wealth and I'm also in procedure to upgrade my wealth account to private account as i have started to maintain the nrv due to booking huge chunk of profits in the recent share market rally.


Guys please advice can i use this new limit of 8 lakhs from idfc wealth to get new and better cards like fro hdfc .I already have a magnus and right nownit is making no sense to renew it next year as i can't justify the cost of magnus now .i have got all the lounge access neede just need a good card with good reward rates.

How did you increase the limit from 3 Lac to 8 Lac?

 

[iamvk]

Congrats on the upgrade

 

[brahmin_baniya]

How did you increase the limit from 3 Lac to 8 Lac?

My account was upgraded from wealth to first private.

I learned an important lesson if your rms have a lot of power and they can do almost anything.

 

[helloworld]

How did you increase the limit from 3 Lac to 8 Lac?

NRV for IDFC Private Banking Program: 25L-50L

 

[cardio_guy]

How is the reward rates of IDFC Wealth Credit card? They say 5x, 10x etc, but is it really worth? Also, are there any charges for reward point redemption? Many cards (recently I faced in Axis EDGE rewards) while redeeming points, they charge Rs 50 + GST ~= Rs 57/- for redeeming reward points. How is it in IDFC Wealth?

 

[sxchzy]

wealth also has a reward redemption fee of 99 + gst

 

[helloworld]

How is the reward rates of IDFC Wealth Credit card? They say 5x, 10x etc, but is it really worth? Also, are there any charges for reward point redemption? Many cards (recently I faced in Axis EDGE rewards) while redeeming points, they charge Rs 50 + GST ~= Rs 57/- for redeeming reward points. How is it in IDFC Wealth?

More including multiple benefits and options to decide whether really worthy or not: https://www.idfcfirstbank.com/credit-card/wealth

 

[aayusharyan]

Finnaly idfc has increased my limit from 3 lakhs to 8 lakhs and have upgraded my credit card to wealth and I'm also in procedure to upgrade my wealth account to private account as i have started to maintain the nrv due to booking huge chunk of profits in the recent share market rally.


Guys please advice can i use this new limit of 8 lakhs from idfc wealth to get new and better cards like fro hdfc .I already have a magnus and right nownit is making no sense to renew it next year as i can't justify the cost of magnus now .i have got all the lounge access neede just need a good card with good reward rates.

Congratulations man, but how were you able to do that?